Hillsborough County property record for 7217 Bowspirit Pl, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,260 sqft · built 2015 |
| Lot Size | 0.304 acres (13,223 sqft) |
| Owner | Individual Name on File |
| Last Sale | $898,900 (Aug 2024) |
| Tax Bill | $16,317 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054157-0316 |
| Primary APN | 054157-0316 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,260 sqft Living Area |
| Gross Area | 4,482 sqft |
| 1st Floor Area | 3,260 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,223 sqft (0.304 acres) |
| Garage Type | Attached |
| Garage Area | 656 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 566 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0541570316 |
|---|---|
| Street Address | 7217 BOWSPIRIT PL |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-1747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | WATERSET PHASE 2A LOT 8 BLOCK 19 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 23 |
| Legal Subdivision | WATERSET PHASE 2A |
| Legal Block | 19 |
| Legal Lot Number | 8 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 14119 |
7217 Bowspirit Pl is owned and occupied by an individual who bought it in August 2024.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7217 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Sep 26, 2019 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2024 · Amount on File |
| Deed Sale | Aug 21, 2024 · Amount on File |
| Prior Sale | Aug 4, 2022 · Amount on File |
| Deed Document Number | 2024351872 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 4, 2022 |
| Property Address | 7217 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1747 |
| Document Number | 0000383837 |
| Map Reference | MB 121 PG 43-55 |
| Instrument Date | Aug 1, 2022 |
| Instrument | 2022383837 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | LEADING EDGE TITLE/BRANDON LLC, LEADING EDGE TTL OF BRANDON |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,565.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2623 CORVETTE LN, 2623, KISSIMMEE, FL 34746-7113 |
| Name | Verified Name |
|---|---|
| Address | 7217 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1747 |
| Document Number | 0000383838 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 2022383838 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 7217 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1747 |
| Document Number | 0270141938 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7217 BOWSPIRIT PL APOLLO BEACH FL 335721747, APOLLO BEACH, FL 33572-1747 |
| Document Number | 0270141938 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 027014/001938 |
| Instrument | 435327 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2049 |
The 2025 property tax bill for 7217 Bowspirit Pl was $16,317.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $616,442 (-5.13%) Land $173,547 Building $442,895 | $616,442 (-5.13%) Land $173,547 Building $442,895 | |
| 2025 | $16,317.00 | $649,742 Land $173,547 Building $476,195 | $649,742 Land $173,547 Building $476,195 |
| 2023 | $13,038.00 (+46.35%) Homeowner's exemption | $549,232 (+63.54%) Land $162,700 Building $386,532 | $549,232 (+7.43%) Land $162,700 Building $386,532 |
| 2022 | $8,909.00 Homeowner's exemption Veteran's exemption | $335,848 | $511,227 Land $130,160 Building $381,067 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7217 Bowspirit Pl in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 410 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 410 in force |
| Nearby Flood Claims | 12 (2020–2025) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7217 Bowspirit Pl is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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