7209 Bowspirit Pl, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 7209 Bowspirit Pl, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,735 sqft · built 2015
Lot Size	0.228 acres (9,927 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Apr 2015)
Tax Bill	$11,464 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054157-0308`

Property Details

APN / Parcel Number

Primary APN	`054157-0308`
Alternative APN	`U2331199UE000019000040`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,735 sqft Living Area
Gross Area	4,848 sqft
1st Floor Area	1,677 sqft
Upper Floors Area	2,058 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,927 sqft (0.228 acres)
Lot Dimensions	139 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	673 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Screened Porch
Porch Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0541570308
Street Address	7209 BOWSPIRIT PL
City	APOLLO BEACH
State	FL
Zip	33572-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	WATERSET PHASE 2A LOT 4 BLOCK 19
Legal Range	19E
Legal Township	31S
Legal Section	23
Legal Subdivision	WATERSET PHASE 2A
Legal Block	19
Legal Lot Number	4
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2003
Census Tract	14119

Owner

7209 Bowspirit Pl is owned and occupied by two individuals who bought it in April 2015.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7209 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2015 · Amount on File
Deed Sale	Apr 29, 2015 · Amount on File
Deed Document Number	2015164293
Deed Book / Page	23244 / 162
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	7209 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1747
Document Number	0000373657
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7209 BOWSPIRIT PL APOLLO BEACH FL 335721747, APOLLO BEACH, FL 33572-1747

Mortgage

Document Number	0000373657
Date	Sep 12, 2020
Instrument	373657

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 11, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 7209 Bowspirit Pl was $11,464 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,734 (+2.7%)	$577,448 (-5.07%) Land $149,453 Building $427,995
2025	$11,464.00 Homeowner's exemption	$428,173	$608,259 Land $149,453 Building $458,806
2023	$10,466.00 (+5.28%) Homeowner's exemption	$403,986 (+3%)	$563,771 (+6.48%) Land $140,112 Building $423,659
2022	$9,941.00 Homeowner's exemption	$392,219	$529,480 Land $112,090 Building $417,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7209 Bowspirit Pl in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 410 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	410 in force
Nearby Flood Claims	12 (2020–2025)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7209 Bowspirit Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20