Hillsborough County property record for 7221 Bowspirit Pl, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,261 sqft · built 2014 |
| Lot Size | 0.32 acres (13,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Feb 2020) |
| Tax Bill | $12,590 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054157-0320 |
| Primary APN | 054157-0320 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,261 sqft Living Area |
| Gross Area | 4,112 sqft |
| 1st Floor Area | 3,261 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,928 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 586 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 265 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0541570320 |
|---|---|
| Street Address | 7221 BOWSPIRIT PL |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-1747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | WATERSET PHASE 2A LOT 10 BLOCK 19 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 23 |
| Legal Subdivision | WATERSET PHASE 2A |
| Legal Block | 19 |
| Legal Lot Number | 10 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 14119 |
7221 Bowspirit Pl is owned and occupied by two individuals who bought it in February 2020.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7221 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Feb 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2020 · Amount on File |
| Deed Sale | Feb 7, 2020 · Amount on File |
| Prior Sale | Mar 18, 2014 · Amount on File |
| Deed Document Number | 202042148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 7221 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1747 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7221 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1747 |
| Document Number | 0000367052 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 2022367052 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 25, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Feb 7, 2020 |
| Property Address | 7221 BOWSPIRIT PL, APOLLO BEACH, FL 33572-1747 |
| Document Number | 0000042148 |
| Instrument Date | Jan 22, 2020 |
| Instrument | 42148 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,395.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7221 BOWSPIRIT PL APOLLO BEACH FL 335721747, APOLLO BEACH, FL 33572-1747 |
| Document Number | 42149 |
|---|---|
| Date | Feb 7, 2020 |
| Instrument | 42149 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 6, 2050 |
The 2025 property tax bill for 7221 Bowspirit Pl was $12,590 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $502,841 (+3.19%) | $531,081 (-4.65%) Land $166,733 Building $364,348 | |
| 2025 | $12,590.00 Homeowner's exemption | $487,312 | $556,997 Land $166,733 Building $390,264 |
| 2023 | $11,482.00 (+5.03%) Homeowner's exemption | $459,784 (+3%) | $511,393 (+6.8%) Land $156,315 Building $355,078 |
| 2022 | $10,932.00 Homeowner's exemption | $446,392 | $478,823 Land $125,060 Building $353,763 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7221 Bowspirit Pl in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 410 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 410 in force |
| Nearby Flood Claims | 12 (2020–2025) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7221 Bowspirit Pl is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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