721 W Harding Rd, Springfield, OH 45504 Property Records

Clark County property record for 721 W Harding Rd, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1936
Lot Size	0.14 acres (6,111 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Sep 1997)
Tax Bill	$5,742 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`340-06-00006-401-009`

Property Details

APN / Parcel Number

Primary APN	`340-06-00006-401-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,488 sqft
1st Floor Area	754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1974
Architectural Style	Old Style
Exterior Material	Frame
Construction Type	Frame
Lot Area	6,111 sqft (0.14 acres)
Lot Dimensions	130 ft deep x 47 ft wide
Garage Type	Detached
Garage Area	528 sqft

Exterior Amenities

Porch	Slab
Porch Area	303 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	721 W HARDING RD
City	SPRINGFIELD
State	OH
Zip	45504-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLS & DALES ALL 196 STR E SI 197198199 196 TO 199
Legal Subdivision	HILLS & DALES
Legal Block	401
Legal Lot Number	9
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2022
Census Tract	1900

Owner

721 W Harding Rd is owned and occupied by an individual who acquired it in May 2008.

Source: Clark County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	721 W HARDING RD, SPRINGFIELD, OH 45504-1246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 1997 · Amount on File
Deed Sale	Sep 17, 1997 · Amount on File
Prior Sale	Mar 3, 1994
Last Transfer Date	May 30, 2008
Transfer Doc	0000009299
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Recording Date	Sep 1, 2026
Property Address	721 W HARDING RD, SPRINGFIELD, OH 45504-1246
Document Number	0000012056
Book / Page	2274 / 439
Instrument Date	Aug 25, 2026
Instrument	202612056
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 W HARDING RD, SPRINGFIELD, OH 45504-1246

Mortgage

Document Number	0000012056,
Date	Sep 1, 2026
Book Page	2274/439
Instrument	202612056

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	721 W HARDING RD, SPRINGFIELD, OH 45504-1246
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 W HARDING RD, SPRINGFIELD, OH 45504-1246

Mortgage

Document Number	0000013480
Date	Oct 16, 2025
Book Page	2259/534
Instrument	202500013480

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 721 W Harding Rd was $5,742, up 152.7% from the year before.

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,742.00 (+152.73%)	$65,370 Land $7,150 Building $58,220	$186,770 Land $20,430 Building $166,340
2024	$2,272.00
2023		$45,920 Land $6,640 Building $39,280
2022	$2,266.00		$131,200 Land $18,970 Building $112,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 721 W Harding Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1986–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 721 W Harding Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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