721 Teresa St, Oxnard, CA 93030 Property Records

Ventura County property record for 721 Teresa St, Oxnard, CA 93030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,605 sqft · built 1997
Lot Size	0.129 acres (5,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$429,000 (May 2014)
Tax Bill	$3,740 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`215-0-091-035`

Property Details

APN / Parcel Number

Primary APN	`215-0-091-035`
Alternative APN	`2150040070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,605 sqft Living Area
1st Floor Area	1,605 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	5,610 sqft (0.129 acres)
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	70 sqft

Location & Zoning

Street Address	721 TERESA ST
City	OXNARD
State	CA
Zip	93030-7623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MULT
Legal Description	TRACT: 471401 LOT: 95 REF: 127MR 78
Legal Subdivision	4714-1
Legal Tract	471401
Legal Block	91
Legal Lot Number	95
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1020
Census Tract	3102

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	721 TERESA ST, OXNARD, CA 93030-7623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jun 25, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jan 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2014 · Amount on Record
Deed Sale	May 6, 2014 · Amount on Record
Prior Sale	Jan 31, 1997 · Amount on Record
Deed Document Number	201456543
Last Transfer Date	Aug 17, 2016
Transfer Doc	0000118721
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	721 TERESA ST, OXNARD, CA 93030-7623
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 TERESA ST, OXNARD, CA 93030-7623

Mortgage

Document Number	0000000750
Date	Jan 5, 2024
Instrument	2024000000750

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 1, 2043

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	721 TERESA ST, OXNARD, CA 93030-7623
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 TERESA ST, OXNARD, CA 93030-7623

Mortgage

Document Number	0000123116
Date	Jun 25, 2021
Instrument	20210625-00123116

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	721 TERESA ST, OXNARD, CA 93030-7623
Document Number	0000013509
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	721 TERESA ST OXNARD CA 930307623, OXNARD, CA 93030-7623

Mortgage

Document Number	0000013509
Date	Feb 7, 2018
Instrument	13509

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 6, 2038

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$536,401 (+2%) Land $348,851 Building $187,550
2025	$3,740.00 (+1.25%) Veteran's exemption	$525,884 (+4.04%) Land $342,011 Building $183,873
2024	$3,694.00 (+0.96%)
2023	$3,659.00 (-0.68%)	$505,464 Land $328,730 Building $176,734
2022	$3,684.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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