732 Teresa St, Oxnard, CA 93030 Property Records

Ventura County property record for 732 Teresa St, Oxnard, CA 93030

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,833 sqft · built 1997
Lot Size	0.129 acres (5,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$304,500 (Jun 2020)
Tax Bill	$6,056 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`215-0-092-175`

Property Details

APN / Parcel Number

Primary APN	`215-0-092-175`
Alternative APN	`2150040070`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,833 sqft Living Area
1st Floor Area	841 sqft
2nd Floor Area	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	5,610 sqft (0.129 acres)
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	125 sqft

Location & Zoning

Street Address	732 TERESA ST
City	OXNARD
State	CA
Zip	93030-7663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MULT
Legal Description	TRACT: 471401 LOT: 91 REF: 127MR 78
Legal Subdivision	4714-1
Legal Tract	471401
Legal Block	92
Legal Lot Number	91
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1019
Census Tract	3102

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	732 TERESA ST, OXNARD, CA 93030-7663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit VENTURA COUNTY CREDIT UNION
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit VENTURA COUNTY CU
Jun 17, 2020	Quit Claim Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2020 · Amount on Record
Deed Sale	Jun 17, 2020 · Amount on Record
Prior Sale	Jan 10, 2002 · Amount on Record
Deed Document Number	202085167
Prior Transfer Date	May 5, 2020
Prior Transfer Doc	0000085167
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	May 28, 2026
Property Address	732 TERESA ST, OXNARD, CA 93030-7663
Document Number	0000038968
Instrument Date	May 20, 2026
Instrument	202638968
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	732 TERESA ST, OXNARD, CA 93030-7663

Mortgage

Document Number	0000038968,
Date	May 28, 2026
Instrument	202638968

Lender

Name	VENTURA COUNTY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 27, 2051

Interest

Rate	6.23%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	732 TERESA ST, OXNARD, CA 93030-7663
Transaction Type	Mortgage
Record Updated	Apr 20, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 TERESA ST, OXNARD, CA 93030-7663

Mortgage

Document Number	0000025435
Date	Apr 10, 2023
Instrument	2023000025435

Lender

Name	VENTURA COUNTY CU
Type	Credit Union
Address	VENTURA, CA 93001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 17, 2020
Property Address	732 TERESA ST, OXNARD, CA 93030-7663
Document Number	0000085167
Map Reference	MB 127 PG 78-81
Instrument Date	May 5, 2020
Instrument	20200617-00085167
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	AMROCK

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	732 TERESA ST, OXNARD, CA 93030-7663

Mortgage

Document Number	0000085168
Date	Jun 17, 2020
Instrument	20200617-00085168

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$467,097 (+2%) Land $186,837 Building $280,260
2025	$6,056.00 (+2.31%) Homeowner's exemption	$457,939 (+4.04%) Land $183,174 Building $274,765
2024	$5,919.00 (+3.77%)
2023	$5,704.00 (+3.28%) Homeowner's exemption	$440,157 Land $176,060 Building $264,097
2022	$5,523.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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