700 Montclair Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 700 Montclair Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 1983
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (May 2018)
Tax Bill	$3,818 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-75-5-9`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-75-5-9`
Alternative APNs	`28-37-28-75-00005.0-0009.00` `2837244`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,736 sqft Living Area
Gross Area	2,324 sqft
1st Floor Area	1,736 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	125 ft deep x 100 ft wide
View / Lot	Mainland
Garage Type	Attached
Garage Area	506 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	82 sqft
Deck Area	500 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2837244
Street Address	700 MONTCLAIR RD NE
City	PALM BAY
State	FL
Zip	32905-5011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 1 LOTS 9 & 10 BLK 5
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 1
Legal Block	5
Legal Lot Number	9
Legal Unit	1
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2004
Census Tract	65130

Owner

700 Montclair Rd NE is owned and occupied by an individual who bought it in May 2018.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	700 MONTCLAIR RD NE, PALM BAY, FL 32905-5011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 29, 2018	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2018 · Amount on File
Deed Sale	May 29, 2018 · Amount on File
Prior Sale	Jul 10, 2000 · Amount on File
Deed Document Number	2018119924
Deed Book / Page	8175 / 339
Prior Transfer Date	May 23, 2018
Prior Transfer Doc	0081750339
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	700 MONTCLAIR RD NE, PALM BAY, FL 32905-5011
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 MONTCLAIR RD NE, PALM BAY, FL 32905-5011

Mortgage

Document Number	0094930150
Date	May 2, 2022
Book Page	9493/150
Instrument	2022110216

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2037

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 29, 2018
Property Address	700 MONTCLAIR RD NE, PALM BAY, FL 32905-5011
Document Number	0081750339
Book / Page	008175 / 000339
Instrument Date	May 23, 2018
Instrument	119924
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 MONTCLAIR RD NE PALM BAY FL 329055011, PALM BAY, FL 32905-5011

Mortgage

Document Number	81750341
Date	May 29, 2018
Book Page	008175/000341
Instrument	119925

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 700 Montclair Rd NE was $3,818 with a homeowner's exemption, up 4.9% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,350 (+2.7%)	$347,660 (-3.92%)
2025	$3,818.00 (+4.86%) Homeowner's exemption	$247,670	$361,830
2024	$3,641.00 (+2.25%)
2023	$3,561.00 (+3.49%) Homeowner's exemption	$229,020 (+3%)	$324,410 (+4.76%) Land $110,000 Building $214,410
2022	$3,441.00 Homeowner's exemption	$222,350	$309,680 Land $100,000 Building $209,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 Montclair Rd NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 Montclair Rd NE is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wire 3.

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