721 E Saint Germain St, Saint Cloud, MN 56304 Property Records

Benton County property record for 721 E Saint Germain St, Saint Cloud, MN 56304 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Architecture Style	Multifamily
Lot Size	7,928 sqft (0.182 acres)
Occupancy	Owner Occupied
Last Sale	$226,900 (2023)
Tax Bill	$2,488.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`17.00225.00`

Exterior

Architectural Style	Multifamily Style
Lot Area	7,928 sqft (0.182 acres)

Location & Zoning

Street Address	721 E SAINT GERMAIN ST
City	SAINT CLOUD
State	MN
Zip	56304-0840
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-036 RANGE-031 EAST ST CLOUD LOT-009 BLOCK-013 & LOTS 10 & 11
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	EAST ST CLOUD
Legal Block	13
Legal Lot Number	9-11
Jurisdiction	BENTON MN
Minor Civil Division	ST. CLOUD
Census Blockgroup	5
Census Block	5021
Census Tract	21201

Owner

Source: Benton County records · APN 17.00225.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	721 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0840
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 2023 · Amount on Record
Deed Sale	Mar 08, 2023 · Amount on Record
Deed Doc Number	2023465288
Record Refreshed	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Mar 08, 2023
Property Address	721 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0840
Document Number	0000465288
Instrument Date	Feb 27, 2023
Instrument	465288
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$748.77
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	721 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0840

Mortgage

Document Number	0000465289
Date	Mar 08, 2023
Instrument	465289

Lender

Name	LIBERTY BANK MINNESOTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,488.00 (+30.81%) Homeowner's exemption	$186,800 (-) Land $25,000 Building $161,800	$186,800 (-) Land $25,000 Building $161,800
2025	$1,902.00 (-28.76%) Homeowner's exemption	$186,800 (+15.88%) Land $25,000 Building $161,800	$186,800 (+15.88%) Land $25,000 Building $161,800
2023	$2,670.00	$161,200 Land $25,000 Building $136,200	$161,200 Land $25,000 Building $136,200

Flood & Wildfire

721 E Saint Germain St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Benton County (27009C), updated July 29, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.