838 E Saint Germain St, Saint Cloud, MN 56304 Property Records

Benton County property record for 838 E Saint Germain St, Saint Cloud, MN 56304 · Last verified July 2026

Property Highlights

Property Type	Commercial > Retail
Lot Size	40,489 sqft (0.929 acres)
Tax Bill	$4,954.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`17.01140.00`

Interior

Units	5 Units

Exterior

Lot Area	40,489 sqft (0.929 acres)

Location & Zoning

Street Address	838 E SAINT GERMAIN ST
City	SAINT CLOUD
State	MN
Zip	56304-0600
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	SECT-36 TWP-036 RANGE-031 EASTERN PARK ADDN TO ST CLOUD LOT-003 BLOCK-005 SUBJ TO HWY EASMNT
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	EASTERN PARK ADDN TO ST CLOUD
Legal Block	5
Legal Lot Number	3
Jurisdiction	BENTON MN
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1017
Census Tract	21201

Owner

Source: Benton County records · APN 17.01140.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 120, SARTELL, MN 56377-0120
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 29, 2019
Transfer Doc	435119
Record Refreshed	Sep 20, 2026

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Apr 16, 2019
Property Address	838 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0600
Document Number	435119
Instrument Date	Mar 29, 2019
Instrument	435119
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, STEAM CNTY ABSTRACT & TTL CO

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 120, SARTELL, MN 56377-0120

Mortgage

Document Number	435120
Date	Apr 16, 2019
Instrument	435120

Lender

Name	SENTRY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 01, 2024

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,954.00 (+22.81%)	$187,000 (+2.19%) Land $81,000 Building $106,000	$187,000 (+2.19%) Land $81,000 Building $106,000
2025	$4,034.00 (+9.8%)	$183,000 (+6.4%) Land $81,000 Building $102,000	$183,000 (+6.4%) Land $81,000 Building $102,000
2023	$3,674.00	$172,000 Land $81,000 Building $91,000	$172,000 Land $81,000 Building $91,000

Flood & Wildfire

838 E Saint Germain St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Benton County (27009C), updated July 29, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.