706 E Saint Germain St, Saint Cloud, MN 56304 Property Records

Benton County property record for 706 E Saint Germain St, Saint Cloud, MN 56304 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size5,280 sqft (0.121 acres)
Last Sale$133,651 (2024)
Tax Bill$1,930.00 (2026)

Property Details

APN / Parcel Number

Primary APN17.00212.00

Exterior

Lot Area5,280 sqft (0.121 acres)

Location & Zoning

Street Address706 E SAINT GERMAIN ST
CitySAINT CLOUD
StateMN
Zip56304-0839
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECT-36 TWP-036 RANGE-031 EAST ST CLOUD LOT-003 BLOCK-010 & LOT 4
Legal Range031
Legal Township036
Legal Section36
Legal SubdivisionEAST ST CLOUD
Legal Block10
Legal Lot Number3-4
JurisdictionBENTON MN
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5022
Census Tract21201

Owner

Source: Benton County records · APN 17.00212.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address317 1ST ST S, ROYALTON, MN 56373-4547
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GOLD STAR MORTGAGE CORPORATION
Jan 12, 2024Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 09, 2022Sheriff's Deed, Foreclosure
Result of a Foreclosure Auction
Sep 04, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Jan 12, 2024
  • Deed Sale Price on Jan 12, 2024
  • Prior Sale Amount on Sep 04, 2019
Deed Doc Number2024470029
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateJul 13, 2026
Property Address706 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0839
Document Number0000484443
Instrument DateJun 17, 2026
Instrument2026484443
Transaction TypeTransfer
Record UpdatedJul 23, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$49,995.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0839

Mortgage

Document Number0000484444,
DateJul 13, 2026
Instrument2026484444
Lender
NameGOLD STAR MORTGAGE CORPORATION
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.53%
Max Rate-1%

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateJan 12, 2024
Property Address706 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0839
Document Number0000470029
Instrument DateJan 05, 2024
Instrument470029
Transaction TypeTransfer
Record UpdatedJan 29, 2024
Title CompanyARDEN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$441.05
Amount AccuracyRounded Values by County
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address317 1ST ST S, ROYALTON, MN 56373-4547

Mortgage

Document Number0000470030
DateJan 12, 2024
Instrument470030
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2054

September 2022: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionBENTON MN
Recording DateSep 09, 2022
Property Address706 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0839
Document Number0000462762
Instrument DateMay 05, 2022
Instrument462762
Transaction TypeForeclosure
Record UpdatedSep 29, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Result of a Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name
Address56 33RD AVE S # S167, 56, SAINT CLOUD, MN 56301-3722

Transferred To (Grantee/Buyer)

NameVerified Name

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateSep 04, 2019
Property Address706 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0839
Document Number437967
Instrument DateAug 30, 2019
Instrument437967
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$300.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0839

Mortgage

Document Number437968
DateSep 04, 2019
Instrument437968
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,930.00 (+12.34%)$133,400 (+8.02%) Land $25,000 Building $108,400$133,400 (+8.02%) Land $25,000 Building $108,400
2025$1,718.00 (-9.77%)$123,500 (+4.22%) Land $25,000 Building $98,500$123,500 (+4.22%) Land $25,000 Building $98,500
2023$1,904.00$118,500 Land $25,000 Building $93,500$118,500 Land $25,000 Building $93,500

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