Lake County property record for 7209 Brae Ct, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,750 sqft · built 1998 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $850,000 (Oct 2026) |
| Tax Bill | $22,432 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage May 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-20-101-051 |
| Primary APN | 07-20-101-051 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,750 sqft Living Area |
| Gross Area | 6,556 sqft |
| 1st Floor Area | 2,046 sqft |
| 2nd Floor Area | 1,704 sqft |
| Upper Floors Area | 1,704 sqft |
| Basement Area | 2,046 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Attached |
| Garage Area | 760 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7209 BRAE CT |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-4485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABERDARE ESTATES; LOT 6 |
| Legal Subdivision | ABERDARE ESTATES |
| Legal Lot Number | 6 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 861611 |
Source: Lake County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7209 BRAE CT, GURNEE, IL 60031-4485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 1, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK |
| May 30, 2023 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Apr 9, 2026 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Dec 23, 2019 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2026 · Amount on Record |
| Deed Sale | Oct 12, 2026 · Amount on Record |
| Prior Sale | Dec 23, 2019 · Amount on Record |
| Deed Document Number | 20268199814 |
| Prior Transfer Date | Jul 1, 1998 |
| Prior Transfer Doc | 0004177538 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Oct 12, 2026 |
| Property Address | 7209 BRAE CT, GURNEE, IL 60031-4485 |
| Document Number | 0008199814 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 20268199814 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7209 BRAE CT, GURNEE, IL 60031-4485 |
| Investor | Possibly a Property Investor |
| Document Number | 0008199815, |
|---|---|
| Date | Oct 12, 2026 |
| Instrument | 20268199815 |
| Name | OPTIMUM FIRST INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 7209 BRAE CT, GURNEE, IL 60031-4485 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007789390 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 7789390 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 7209 BRAE CT, GURNEE, IL 60031-4485 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7209 BRAE CT, GURNEE, IL 60031-4485 |
| Document Number | 0007804447 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 7804447 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 11, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 7209 BRAE CT, GURNEE, IL 60031-4485 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7209 BRAE CT, GURNEE, IL 60031-4485 |
| Document Number | 0007975522 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 7975522 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GURNEE, IL 60031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Apr 9, 2026 |
| Property Address | 7209 BRAE CT, GURNEE, IL 60031-4485 |
| Document Number | 0008162129 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 20268162129 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 7209 BRAE CT, GURNEE, IL 60031-4485 |
| Document Number | 0008162129, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 20268162129 |
| Name | OLD NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Dec 23, 2019 |
| Property Address | 7209 BRAE CT, GURNEE, IL 60031-4485 |
| Document Number | 0007618607 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 7618607 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $810.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2532 FOREST CT LINDENHURST IL 600467591, LINDENHURST, IL 60046-7591 |
| Document Number | 7618608 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 7618608 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,432.00 (+1.47%) Homeowner's exemption | $257,809 (+4.99%) Land $44,588 Building $213,221 | $773,504 (+4.99%) Land $133,777 Building $639,727 |
| 2024 | $22,107.00 (+7.64%) | $245,556 (+13.16%) Land $42,469 Building $203,087 | $736,742 (+13.16%) Land $127,420 Building $609,322 |
| 2023 | $20,538.00 (+14.13%) | $216,999 (+3.31%) Land $37,530 Building $179,469 | $651,062 (+3.31%) Land $112,601 Building $538,461 |
| 2022 | $17,995.00 | $210,037 Land $40,084 Building $169,953 | $630,174 Land $120,264 Building $509,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2017–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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