7174 Brae Ct, Gurnee, IL 60031 Property Records

Lake County property record for 7174 Brae Ct, Gurnee, IL 60031

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 2,702 sqft · built 1996
Lot Size0.48 acres (20,909 sqft)
OwnerIndividual Name on File
Last Sale$608,000 (Apr 2021)
Tax Bill$18,558 (2024)
Deeds & MortgagesJul 2025 Mortgage
Apr 2021 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN07-20-101-009

Property Details

APN / Parcel Number

Primary APN07-20-101-009

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures19 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,702 sqft Living Area
Gross Area5,018 sqft
1st Floor Area1,646 sqft
2nd Floor Area1,056 sqft
Upper Floors Area1,209 sqft
Basement Area1,628 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleCustom Design
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area20,909 sqft (0.48 acres)
Garage TypeAttached
Garage Area688 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area60 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7174 BRAE CT
CityGURNEE
StateIL
Zip60031-4481
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionABERDARE ESTATES; LOT 21
Legal SubdivisionABERDARE ESTATES
Legal Lot Number21
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group3
Census Block3004
Census Tract861611

Owner

7174 Brae Ct is owned and occupied by an individual who bought it in April 2021.

Source: Lake County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address7174 BRAE CT, GURNEE, IL 60031-4481
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2025Deed of Trust, Mortgage
POINT DIGITAL FINANCE INC
Apr 13, 2021Warranty Deed, Transfer · Conventional Mortgage
NORWICH COMMERCIAL GROUP INC
Apr 4, 2019Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
Feb 12, 2020Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Sep 9, 2019Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC
Nov 17, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 29, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2021 · Amount on File
Deed SaleApr 13, 2021 · Amount on File
Prior SaleDec 20, 2016 · Amount on File
Deed Document Number20217775528
Prior Transfer DateAug 30, 1996
Prior Transfer Doc0003886340
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address7174 BRAE CT, GURNEE, IL 60031-4481
Transaction TypeMortgage
Record UpdatedApr 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7174 BRAE CT, GURNEE, IL 60031-4481

Mortgage

Document Number0008108040
DateJul 9, 2025
Instrument8108040
Lender
NamePOINT DIGITAL FINANCE INC
TypeMortgage Company
AddressPALO ALTO, CA 94302
Agreement
AmountAmount on Record
Term359 Months
DueJun 24, 2055

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateApr 13, 2021
Property Address7174 BRAE CT, GURNEE, IL 60031-4481
Document Number0007775528
Map ReferenceDOC 3354759
Instrument DateMar 15, 2021
Instrument7775528
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$608.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7174 BRAE CT, GURNEE, IL 60031-4481

Mortgage

Document Number0007775529
DateApr 13, 2021
Instrument7775529
Lender
NameNORWICH COMMERCIAL GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate3.75%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address7174 BRAE CT, GURNEE, IL 60031-4481
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007552990
DateApr 4, 2019
Instrument7552990
Lender
NameFIFTH THIRD BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueMar 25, 2049

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address7174 BRAE CT, GURNEE, IL 60031-4481
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007633864
DateFeb 12, 2020
Instrument7633864
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJan 25, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address7174 BRAE CT, GURNEE, IL 60031-4481
Document Number0007593615
Instrument DateSep 9, 2019
Transaction TypeMortgage
Record UpdatedOct 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7174 BRAE CT GURNEE IL 600314481, GURNEE, IL 60031-4481

Mortgage

Document Number0007593615
DateSep 18, 2019
Instrument7593615
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueSep 17, 2034
Interest
Rate3%

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IL
Recording DateNov 17, 2017
Property Address7174 BRAE CT, GURNEE, IL 60031-4481
Document Number0007444276
Instrument DateOct 16, 2017
Instrument7444276
Transaction TypeTransfer
Record UpdatedDec 1, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7174 BRAE CT GURNEE IL 600314481, GURNEE, IL 60031-4481

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IL
Recording DateMar 29, 2017
Property Address7174 BRAE CT, GURNEE, IL 60031-4481
Document Number0007382917
Instrument DateFeb 6, 2017
Instrument7382917
Transaction TypeTransfer
Record UpdatedJun 6, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4014 BLUESTEM CIR ZION IL 600999534, ZION, IL 60099-9534

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
MunicipalityGurnee Village
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$217,762 Land $52,368 Building $165,394$653,352 Land $157,120 Building $496,232
2024$18,558.00 (+12.45%)
2023$16,504.00 (+10.55%)$183,292 (+3.02%) Land $44,079 Building $139,213$549,931 (+3.02%) Land $132,250 Building $417,681
2022$14,929.00$177,920 Land $47,079 Building $130,841$533,813 Land $141,251 Building $392,562

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7174 Brae Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7174 Brae Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGURNEE
serves 30,193 people · EPA ID IL0970350
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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