Lake County property record for 7188 Brae Ct, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,882 sqft · built 1996 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $850,000 (Jun 2025) |
| Tax Bill | $5,018 (2024) |
| Deeds & Mortgages | Sep 2026 Mortgage Jun 2023 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-20-101-008 |
| Primary APN | 07-20-101-008 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 3,882 sqft Living Area |
| Gross Area | 6,351 sqft |
| 1st Floor Area | 1,938 sqft |
| 2nd Floor Area | 1,944 sqft |
| Upper Floors Area | 1,943 sqft |
| Basement Area | 1,698 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 771 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7188 BRAE CT |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-4481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABERDARE ESTATES; LOT 20 |
| Legal Subdivision | ABERDARE ESTATES |
| Legal Lot Number | 20 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 861611 |
7188 Brae Ct is owned by a company that bought it in June 2025.
Source: Lake County records, as of September 22, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 7188 BRAE CT, GURNEE, IL 60031-4481 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Jun 27, 2023 | Deed of Trust, Mortgage · VA Mortgage LENDING 3 INC |
| Sep 17, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 13, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Oct 8, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| Sep 22, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 6, 2019 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2025 · Amount on File |
| Deed Sale | Jun 13, 2025 · Amount on File |
| Prior Sale | Oct 8, 2024 · Amount on File |
| Deed Document Number | 20258103932 |
| Prior Transfer Date | Dec 18, 1998 |
| Prior Transfer Doc | 0004278472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 11, 2026 |
| Property Address | 7188 BRAE CT, GURNEE, IL 60031-4481 |
| Document Number | 0008194249 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 20268194249 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 7188 BRAE CT, GURNEE, IL 60031-4481 |
| Document Number | 0008194249, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 20268194249 |
| Name | WINTRUST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 7188 BRAE CT, GURNEE, IL 60031-4481 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0007981185 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 7981185 |
| Name | LENDING 3 INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 17, 2025 |
| Property Address | 7188 BRAE CT, GURNEE, IL 60031-4481 |
| Document Number | 0008121580 |
| Map Reference | DOC 3354759 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 8121580 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 7188 BRAE CT, GURNEE, IL 60031-4481 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 13, 2025 |
| Property Address | 7188 BRAE CT, GURNEE, IL 60031-4481 |
| Document Number | 0008103932 |
| Map Reference | DOC 3474757 |
| Instrument Date | Jun 3, 2025 |
| Instrument | 8103932 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 30828 N LEESLEY CT, LIBERTYVILLE, IL 60048-1062 |
| Document Number | 0008103933 |
|---|---|
| Date | Jun 13, 2025 |
| Instrument | 8103933 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Rate | 7.12% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Oct 8, 2024 |
| Property Address | 7188 BRAE CT, GURNEE, IL 60031-4481 |
| Document Number | 0008060467 |
| Map Reference | DOC 3354759 |
| Instrument Date | Sep 20, 2024 |
| Instrument | 8060467 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | NEAR NORTH TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7188 BRAE CT, GURNEE, IL 60031-4481 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7188 BRAE CT, GURNEE, IL 60031-4481 |
| Document Number | 0008060468 |
|---|---|
| Date | Oct 8, 2024 |
| Instrument | 8060468 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 22, 2021 |
| Property Address | 7188 BRAE CT, GURNEE, IL 60031-4481 |
| Document Number | 0007828186 |
| Map Reference | DOC 3354759 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 7828186 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7188 BRAE CT, GURNEE, IL 60031-4481 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7188 BRAE CT, GURNEE, IL 60031-4481 |
| Investor | Possibly a Property Investor |
| Document Number | 0007828187 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 7828187 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Oct 6, 2020 |
| Property Address | 7188 BRAE CT, GURNEE, IL 60031-4481 |
| Document Number | 0007701794 |
| Map Reference | DOC 3354759 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 7701794 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | AFFINITY TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $619.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7188 BRAE CT, 7188, GURNEE, IL 60031-4481 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7188 BRAE CT, GURNEE, IL 60031-4481 |
| Document Number | 0007701795 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 7701795 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 6, 2019 |
| Property Address | 7188 BRAE CT, GURNEE, IL 60031-4481 |
| Document Number | 0007566969 |
| Map Reference | DOC 3474757 |
| Instrument Date | May 31, 2019 |
| Instrument | 7566969 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $598.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7188 BRAE CT, GURNEE, IL 60031-4481 |
| Document Number | 0007566970 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | 7566970 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $258,659 (+4.99%) Land $50,187 Building $208,472 | $776,055 (+4.99%) Land $150,576 Building $625,479 | |
| 2024 | $5,018.00 | $246,366 (+13.16%) Land $47,802 Building $198,564 | $739,172 (+13.16%) Land $143,420 Building $595,752 |
| 2023 | $217,714 Land $42,242 Building $175,472 | $653,208 Land $126,739 Building $526,469 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7188 Brae Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2017–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7188 Brae Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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