7205 Thomas Dr, Unit E803, Panama City Beach, FL 32408 Property Records

Bay County property record for 7205 Thomas Dr, Unit E803, Panama City Beach, FL 32408 · Last verified February 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,000 sqft · built 1985
Owner	Individual Name on File
Last Sale	$248,000 (Mar 2015)
Tax Bill	$4,605 (2025)
Deeds & Mortgages	Dec 2021 Sale
Flood Zone	Zone VE (high risk)
APN	`30840-789-000`

Property Details

APN / Parcel Number

Primary APN	`30840-789-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,000 sqft Heated Area

Exterior

Year Built	Built 1985
View / Lot	Water

Location & Zoning

Street Address	7205 THOMAS DR UNIT E803, E803
City	PANAMA CITY BEACH
State	FL
Zip	32408-8505
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	DUNES OF PANAMA PHASE V UNIT E-803 & GARAGE UNITS G-46 ORB 1015 P 1886 ORB 3684 P 322
Legal Range	15W
Legal Township	04S
Legal Section	08
Legal Subdivision	DUNES/PANAMA PH V
Legal Phase	5
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	1
Census Block	1005
Census Tract	2605

Owner

Source: Bay County records · APN 30840-789-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	205 FAIRWAY BLVD, PANAMA CITY BEACH, FL 32407-2807
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 19, 2015 · Amount on Record
Deed Sale	Mar 19, 2015 · Amount on Record
Prior Sale	Mar 19, 2015 · Amount on Record
Deed Document Number	0036840322
Deed Book / Page	003684 / 000322
Last Transfer Date	Dec 17, 2021
Transfer Doc	0045000990
Record Updated	Jun 08, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Dec 17, 2021
Property Address	7205 THOMAS DR UNIT E803, E803, PANAMA CITY BEACH, FL 32408-8505
Document Number	0045000990
Book / Page	4500 / 990
Map Reference	MB 1015 PG 1886
Instrument Date	Dec 15, 2021
Instrument	2021095518
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 FAIRWAY BLVD, P C BEACH, FL 32407-2807
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,605.00 (-6.54%)	$374,655 (-19.71%) Building $374,655	$374,655 (-19.71%) Building $374,655
2023	$4,927.00 (+25.21%)	$466,650 (+24.77%)	$466,650 (+24.77%)
2022	$3,935.00	$374,000	$374,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050026051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 326 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,352 units insured (1,026 under condo master policies) 114 of 326 individual policies on primary residences
Nearby Flood Claims	85 (1983–2020)
Claims Outside the SFHA	68 of 85
Most Recent Claim	Sep 2020, Hurricane Sally
Flood Events	Hurricane Sally (Sep 2020), 5 claims Hurricane Michael (Oct 2018), 7 claims Hurricane Opal (Oct 1995), 56 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.