7205 Cliff Pine Dr, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 7205 Cliff Pine Dr, Gaithersburg, MD 20879

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 6,077 sqft · built 1994
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$975,000 (Jun 2014)
Tax Bill	$13,018 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-02774541`

Property Details

APN / Parcel Number

Primary APN	`01-02774541`
Alternative APN	`02774541`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,077 sqft Living Area
Gross Area	6,590 sqft
1st Floor Area	2,618 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces
Pool Area	966 sqft
Deck Area	500 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	02774541
Street Address	7205 CLIFF PINE DR
City	GAITHERSBURG
State	MD
Zip	20879-5703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	BROOKEFIELD
Legal Subdivision	BROOKEFIELD
Legal Block	A
Legal Lot Number	21
Jurisdiction	MONTGOMERY MD
Township / Civil Division	1
Census Block Group	3
Census Block	3000
Census Tract	700103

Owner

7205 Cliff Pine Dr is owned and occupied by two individuals who bought it in June 2014.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7205 CLIFF PINE DR, GAITHERSBURG, MD 20879-5703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2014 · Amount on File
Deed Sale	Jun 18, 2014 · Amount on File
Prior Sale	Jul 15, 1994 · Amount on File
Deed Book / Page	48780 / 1
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7205 CLIFF PINE DR, GAITHERSBURG, MD 20879-5703
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	ORIGINAL TITLE ESCROW LLC, ORIGINAL TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7205 CLIFF PINE DR, GAITHERSBURG, MD 20879-5703

Mortgage

Document Number	0699510448
Date	Dec 19, 2025
Book Page	69951/448

Lender

Name	UNIVERSITY BANK
Type	Bank
Address	WASHINGTON, DC 20577

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year T-Bill
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 7205 Cliff Pine Dr was $13,018.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,140,000 (+8.2%) Land $264,000 Building $876,000	$1,140,000 (-) Land $264,000 Building $876,000
2025	$13,018.00	$1,053,633	$1,140,000 Land $264,000 Building $876,000
2023		$880,900 Land $264,000 Building $616,900	$880,900 Land $264,000 Building $616,900
2022	$9,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7205 Cliff Pine Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7205 Cliff Pine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20