Montgomery County property record for 7103 Cliff Pine Dr, Gaithersburg, MD 20879
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 6,060 sqft · built 2003 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,175,000 (Nov 2025) |
| Tax Bill | $11,009 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-03403752 |
| Primary APN | 01-03403752 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 6,060 sqft Living Area |
| Gross Area | 6,688 sqft |
| 1st Floor Area | 2,421 sqft |
| Basement Area | 1,600 sqft |
| Finished Basement | 1,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 150 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 03403752 |
|---|---|
| Street Address | 7103 CLIFF PINE DR |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20879-5709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2 |
| Legal Description | BROOKEFIELD |
| Legal Subdivision | BROOKEFIELD |
| Legal Block | D |
| Legal Lot Number | 41 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 700103 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7103 CLIFF PINE DR, GAITHERSBURG, MD 20879-5709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 7, 2025 | Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Apr 2, 2020 | Deed, Transfer · Conventional Mortgage JUSTICE FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2025 · Amount on Record |
| Deed Sale | Nov 7, 2025 · Amount on Record |
| Prior Sale | Apr 2, 2020 · Amount on Record |
| Deed Book / Page | 69807 / 89 |
| Transfer Doc | 0000041548 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 7, 2025 |
| Property Address | 7103 CLIFF PINE DR, GAITHERSBURG, MD 20879-5709 |
| Document Number | 0698070089 |
| Book / Page | 69807 / 89 |
| Map Reference | PL 22506 |
| Instrument Date | Nov 7, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Title Company | GPN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7103 CLIFF PINE DR, GAITHERSBURG, MD 20879-5709 |
| Document Number | 0006980798 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 69807/98 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.3% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 2, 2020 |
| Property Address | 7103 CLIFF PINE DR, GAITHERSBURG, MD 20879-5709 |
| Document Number | 0593200353 |
| Book / Page | 59320 / 353 |
| Map Reference | PL 22506 |
| Instrument Date | Mar 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7103 CLIFF PINE DR, GAITHERSBURG, MD 20879-5709 |
| Document Number | 0005932361 |
|---|---|
| Date | Apr 2, 2020 |
| Instrument | 5932/361 |
| Name | JUSTICE FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Max Rate | 8.37% |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,011,500 (+7.69%) Land $264,000 Building $747,500 | $1,011,500 (-) Land $264,000 Building $747,500 | |
| 2025 | $11,009.00 (+2.3%) | $939,267 (+18.18%) | $1,011,500 (+27.26%) Land $264,000 Building $747,500 |
| 2024 | $10,761.00 (+28.26%) | ||
| 2023 | $794,800 Land $264,000 Building $530,800 | $794,800 Land $264,000 Building $530,800 | |
| 2022 | $8,390.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1978–2019) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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