7200 Cliff Pine Dr, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 7200 Cliff Pine Dr, Gaithersburg, MD 20879

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 7,003 sqft · built 1989
Lot Size	5.06 acres (220,849 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Sep 2012)
Tax Bill	$11,962 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`01-02774596`

Property Details

APN / Parcel Number

Primary APN	`01-02774596`
Alternative APN	`02774596`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,003 sqft Living Area
Gross Area	8,099 sqft
1st Floor Area	3,668 sqft
Basement Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	220,849 sqft
Garage Type	Attached
Garage Area	1,008 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	337 sqft
Deck Area	319 sqft
Patio Area	450 sqft
Stable	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	02774596
Street Address	7200 CLIFF PINE DR
City	GAITHERSBURG
State	MD
Zip	20879-5704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	BROOKEFIELD
Legal Subdivision	BROOKEFIELD
Legal Block	D
Legal Lot Number	1
Jurisdiction	MONTGOMERY MD
Township / Civil Division	1
Census Block Group	3
Census Block	3000
Census Tract	700103

Owner

7200 Cliff Pine Dr is owned and occupied by two individuals who bought it in September 2012.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7200 CLIFF PINE DR, GAITHERSBURG, MD 20879-5704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2019	Deed of Trust, Mortgage · Line of Credit CAPITAL AREA REALTORS FCU
May 1, 2019	Loan Modification, Mortgage · Conventional Mortgage CAPITAL AREA REALTORS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2012 · Amount on File
Deed Sale	Sep 11, 2012 · Amount on File
Prior Sale	Nov 17, 2003
Deed Book / Page	44786 / 72
Prior Transfer Date	Nov 29, 2005
Prior Transfer Doc	0314790030
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7200 CLIFF PINE DR, GAITHERSBURG, MD 20879-5704
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0573710289
Date	Mar 28, 2019
Book Page	57371/289

Lender

Name	CAPITAL AREA REALTORS FCU
Type	Credit Union
Address	ROCKVILLE, MD 20852

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 11, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY MD
Property Address	7200 CLIFF PINE DR, GAITHERSBURG, MD 20879-5704
Document Number	0575620030
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	HUTTON PATT TITLE AND ESCROW LLC, HUTTON PATT TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7200 CLIFF PINE DR GAITHERSBURG MD 208795704, GAITHERSBURG, MD 20879-5704

Mortgage

Document Number	0575620030
Date	May 15, 2019
Book Page	057562/000030

Lender

Name	CAPITAL AREA REALTORS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7200 Cliff Pine Dr was $11,962, up 3.1% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$984,100 (+2.3%) Land $319,200 Building $664,900	$984,100 (-) Land $319,200 Building $664,900
2025	$11,962.00 (+3.13%)	$961,933	$984,100 Land $319,200 Building $664,900
2024	$11,599.00
2023		$917,600 Land $319,200 Building $598,400	$917,600 Land $319,200 Building $598,400
2022	$9,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7200 Cliff Pine Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7200 Cliff Pine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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