7205 86th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 7205 86th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,223 sqft · built 2006
Lot Size	2.04 acres (89,145 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Mar 2025)
Tax Bill	$3,995 (2024)
Deeds & Mortgages	Dec 2022 Line of Credit Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`6490-3875-9`

Property Details

APN / Parcel Number

Primary APN	`6490-3875-9`
Alternative APNs	`331822649038759` `0649038759`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,223 sqft Living Area
Gross Area	4,770 sqft
1st Floor Area	2,223 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	89,145 sqft
View / Lot	Standard
Garage Type	Attached
Garage Area	54 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	54 sqft
Deck Area	216 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0649038759
Street Address	7205 86TH ST E
City	PALMETTO
State	FL
Zip	34221-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 28 REGENCY OAKS PRESERVE TOGETHER WITH BEG AT MOST NLY COR OF LOT 27, REGENCY OAKS PRESERVE REC IN PB 40 PG 18; TH S 59 DEG 52 MIN 24 SEC E, A DIST OF 188.59 FT; TH S A DIST
Legal Range	18E
Legal Township	33S
Legal Section	22
Legal Subdivision	REGENCY OAKS PRESERVE
Legal Tract	00649002
Legal Lot Number	28
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	4
Census Block	4006
Census Tract	1916

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7205 86TH ST E, PALMETTO, FL 34221-9201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Feb 1, 2019	Warranty Deed, Transfer · Conventional with PMI ACHIEVA CU
Feb 1, 2019	Correction Deed, Transfer BARNES WALKER TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2025 · Amount on Record
Deed Sale	Mar 7, 2025 · Amount on Record
Prior Sale	Feb 1, 2019 · Amount on Record
Deed Document Number	202529440
Prior Transfer Date	Jan 24, 2019
Prior Transfer Doc	0027665593
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7205 86TH ST E, PALMETTO, FL 34221-9201
Transaction Type	Mortgage
Record Updated	Jan 27, 2023
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041148644
Date	Dec 20, 2022
Instrument	202241148644

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 1, 2019
Property Address	7205 86TH ST E, PALMETTO, FL 34221-9201
Document Number	0027665596
Book / Page	002766 / 005596
Instrument Date	Jan 31, 2019
Instrument	41010141
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,394.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7205 86TH ST E PALMETTO FL 342219201, PALMETTO, FL 34221-9201

Mortgage

Document Number	27665599
Date	Feb 1, 2019
Book Page	002766/005599
Instrument	41010142

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34698

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2049

February 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 1, 2019
Property Address	7205 86TH ST E, PALMETTO, FL 34221-9201
Document Number	0027665593
Book / Page	002766 / 005593
Instrument Date	Jan 29, 2019
Instrument	41010140
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7205 86TH ST E PALMETTO FL 342219201, PALMETTO, FL 34221-9201

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,419 (-0.02%) Land $46,410 Building $383,009	$429,419 (-0.02%) Land $46,410 Building $383,009
2025		$429,496 (+37.46%) Land $46,410 Building $383,086	$429,496 (-9.43%) Land $46,410 Building $383,086
2024	$3,995.00 (-0.35%)
2023	$4,009.00 (+2.74%) Homeowner's exemption	$312,455 (+3%)	$474,190 (+14.61%) Land $46,410 Building $427,780
2022	$3,902.00 Homeowner's exemption	$303,354	$413,755 Land $45,500 Building $368,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.1 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 276 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	276 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 86th St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures