7108 86th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 7108 86th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 2002
Lot Size	0.228 acres (9,975 sqft)
Owner	Individual Name on Record
Last Sale	$329,000 (Jun 2022)
Tax Bill	$3,753 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`6490.3655-5`

Property Details

APN / Parcel Number

Primary APN	`6490.3655-5`
Alternative APNs	`331822649036555` `0649036555`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	2,023 sqft
1st Floor Area	1,528 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,975 sqft (0.228 acres)
Terrain	Low
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	331822649036555
Old Parcel Number	0649036555
Street Address	7108 86TH ST E
City	PALMETTO
State	FL
Zip	34221-9211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5
Legal Description	LOT 69 REGENCY OAKS II PI#6490.3655/5
Legal Range	18E
Legal Township	33S
Legal Section	22
Legal Subdivision	REGENCY OAKS PHASE II
Legal Tract	649001
Legal Block	2001
Legal Lot Number	69
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	4
Census Block	4007
Census Tract	1916

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7108 86TH ST E, PALMETTO, FL 34221-9211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Warranty Deed, Transfer · Seller Carry-Back DAVID J MAHONEY TRUST
Jul 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2022 · Amount on Record
Deed Sale	Jun 23, 2022 · Amount on Record
Prior Sale	Jul 21, 2017
Deed Document Number	202241082118
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 23, 2022
Property Address	7108 86TH ST E, PALMETTO, FL 34221-9211
Document Number	0041082118
Map Reference	MB 28 PG 195-206
Instrument Date	Jun 22, 2022
Instrument	202241082118
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,303.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 MONTEREY WAY, 131, ROYAL PALM BEACH, FL 33411-7802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7108 86TH ST E, PALMETTO, FL 34221-9211

Mortgage

Document Number	0041082119
Date	Jun 23, 2022
Instrument	202241082119

Lender

Name	DAVID J MAHONEY TRUST
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	7 Months
Due	Jan 10, 2023

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 21, 2017
Property Address	7108 86TH ST E, PALMETTO, FL 34221-9211
Document Number	0026844935
Book / Page	002684 / 004935
Instrument Date	Jul 18, 2017
Instrument	41069507
Transaction Type	Transfer
Record Updated	Aug 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7108 86TH ST E PALMETTO FL 342219211, PALMETTO, FL 34221-9211

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$264,089 (-9.5%) Land $40,800 Building $223,289	$264,089 (-9.5%) Land $40,800 Building $223,289
2024	$3,753.00 (+1.32%)
2023	$3,704.00 (+206.37%) Homeowner's exemption	$291,811 (+165%) Land $40,800 Building $251,011	$291,811 (+13.84%) Land $40,800 Building $251,011
2022	$1,209.00 Homeowner's exemption	$110,117	$256,343 Land $40,000 Building $216,343

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 276 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	276 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 86th St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures