7125 86th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 7125 86th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,698 sqft · built 2004
Lot Size	0.776 acres (33,809 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Mar 2016)
Tax Bill	$2,438 (2024)
Deeds & Mortgages	Jul 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`6490.3838-9`

Property Details

APN / Parcel Number

Primary APN	`6490.3838-9`
Alternative APNs	`331822649038389` `0649038389`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,698 sqft Living Area
Gross Area	2,127 sqft
1st Floor Area	1,698 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,809 sqft (0.776 acres)
Terrain	Low
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	349 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	331822649038389
Old Parcel Number	0649038389
Street Address	7125 86TH ST E
City	PALMETTO
State	FL
Zip	34221-9214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 27 REGENCY OAKS PRESERVE LESS: BEG AT MOST NLY COR OF LOT 27, REGENCY OAKS PRESERVE REC IN PB 40 PG 18; TH S 59 DEG 52
Legal Range	18E
Legal Township	33S
Legal Section	22
Legal Subdivision	REGENCY OAKS PRESERVE
Legal Tract	649002
Legal Block	2000
Legal Lot Number	27
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	4
Census Block	4006
Census Tract	1916

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7125 86TH ST E, PALMETTO, FL 34221-9214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2016 · Amount on Record
Deed Sale	Mar 3, 2016 · Amount on Record
Prior Sale	Mar 3, 2016 · Amount on Record
Deed Document Number	0026094690
Deed Book / Page	2609 / 4690
Last Transfer Date	Jul 14, 2020
Transfer Doc	0041071890
Record Updated	Jun 8, 2026

July 2020: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 14, 2020
Property Address	7125 86TH ST E, PALMETTO, FL 34221-9214
Document Number	0041071890
Instrument Date	Jul 6, 2020
Instrument	41071890
Transaction Type	Construction Loan
Record Updated	Jul 27, 2020
Title Company	COAST TO COAST TITLE AND ESCROW, COAST TO COAST TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7125 86TH ST E PALMETTO FL 342219214, PALMETTO, FL 34221-9214

Mortgage

Document Number	41071891
Date	Jul 14, 2020
Instrument	41071891

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 13, 2021

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$208,083 (+5.99%)	$301,613 (-9.85%) Land $35,700 Building $265,913
2024	$2,438.00 (+1.8%)
2023	$2,395.00 (+3.14%) Homeowner's exemption	$196,329 (+3%)	$334,582 (+14.4%) Land $35,700 Building $298,882
2022	$2,322.00 Homeowner's exemption	$190,611	$292,457 Land $35,000 Building $257,457

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 276 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	276 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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