Putnam County property record for 7204 Stuart St, Palatka, FL 32177 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,529 sqft · built 1994 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,900 (Mar 2006) |
| Tax Bill | $1,197 (2025) |
| Deeds & Mortgages | Jun 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-10-26-9005-077.0-041.0 |
| Primary APN | 09-10-26-9005-077.0-041.0 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 9 Plumbing Fixtures |
|---|---|
| Building Area | 1,529 sqft Living Area |
| 1st Floor Area | 1,181 sqft |
| Flooring | Steel Beam |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Stucco |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Area | 483 sqft |
| Porch | Porch |
| Porch Area | 32 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 62880 |
|---|---|
| Street Address | 7204 STUART ST |
| City | PALATKA |
| State | FL |
| Zip | 32177-9202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF W1/2 OF SE1/4 OR628, P12 |
| Legal Range | 26E |
| Legal Township | 10S |
| Legal Section | 09 |
| Legal Subdivision | TIERRA WOODS |
| Legal Lot Number | 41 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 3 |
| Census Block | 3077 |
| Census Tract | 950600 |
Source: Putnam County records · APN 09-10-26-9005-077.0-041.0
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7204 STUART ST, PALATKA, FL 32177-9202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 08, 2006 · Amount on Record |
| Deed Sale | Mar 08, 2006 · Amount on Record |
| Prior Sale | Feb 01, 2001 · Amount on Record |
| Deed Document Number | 576324 |
| Deed Book / Page | 1085 / 0789 |
| Record Updated | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 7204 STUART ST, PALATKA, FL 32177-9202 |
| Document Number | 0014821926 |
| Book / Page | 001482 / 001926 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7204 STUART ST PALATKA FL 321779202, PALATKA, FL 32177-9202 |
| Document Number | 0014821926 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 001482/001926 |
| Instrument | 54015074 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 20, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Municipality | Palatka City |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,197.00 (-22.97%) Homeowner's exemption | $91,600 (+5.98%) | $164,602 (-3.43%) Land $20,000 Building $144,602 |
| 2023 | $1,554.00 (+10.68%) Homeowner's exemption | $86,430 (+2.99%) | $170,442 (+14.39%) Land $20,000 Building $150,442 |
| 2022 | $1,404.00 Homeowner's exemption | $83,920 | $149,002 Land $20,000 Building $129,002 |
Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121079506003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Irma |
| Wildfire Risk | Low above 38% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,083 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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