7202 Stuart St, Palatka, FL 32177 Property Records

Putnam County property record for 7202 Stuart St, Palatka, FL 32177 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,593 sqft · built 1994
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Mar 2022)
Tax Bill	$4,116 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-10-26-9005-077.0-042.0`

Property Details

APN / Parcel Number

Primary APN	`09-10-26-9005-077.0-042.0`
Alternative APN	`62881`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,593 sqft Living Area
1st Floor Area	1,278 sqft
Flooring	Steel Beam
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.169 acres)
Garage Area	394 sqft
Porch	Porch
Porch Area	1,088 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	62881
Street Address	7202 STUART ST
City	PALATKA
State	FL
Zip	32177-9202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF W1/2 OF SE1/4 OR628, P12
Legal Range	26E
Legal Township	10S
Legal Section	09
Legal Subdivision	TIERRA WOODS
Legal Lot Number	42
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	3
Census Block	3077
Census Tract	950600

Owner

Source: Putnam County records · APN 09-10-26-9005-077.0-042.0

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	584 CARROLL FOX RD, BRICK, NJ 08724-4634
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2022 · Amount on Record
Deed Sale	Mar 30, 2022 · Amount on Record
Deed Document Number	202254007567
Deed Book / Page	1662 / 26
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Mar 30, 2022
Property Address	7202 STUART ST, PALATKA, FL 32177-9202
Document Number	0016620026
Book / Page	1662 / 26
Instrument Date	Mar 29, 2022
Instrument	202254007567
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7202 STUART ST, PALATKA, FL 32177-9202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	584 CARROLL FOX RD, BRICK, NJ 08724-4634

Mortgage

Document Number	0000166228
Date	Mar 30, 2022
Instrument	1662/28

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Municipality	Palatka City
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,116.00 (-11.94%)	$181,400 (-2.85%)	$181,400 (-2.85%) Land $20,000 Building $161,400
2023	$4,674.00 (+189.41%)	$186,720 (+101.16%)	$186,720 (+18.73%) Land $20,000 Building $166,720
2022	$1,615.00 Homeowner's exemption	$92,820	$157,260 Land $20,000 Building $137,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121079506003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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