Putnam County property record for 7200 Stuart St, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,204 sqft · built 1995 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $206,000 (Jan 2022) |
| Tax Bill | $5,294 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-10-26-9005-0770-0430 |
| Primary APN | 09-10-26-9005-0770-0430 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,204 sqft Living Area |
| Gross Area | 1,776 sqft |
| 1st Floor Area | 1,204 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 176 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 62882 |
|---|---|
| Street Address | 7200 STUART ST |
| City | PALATKA |
| State | FL |
| Zip | 32177-9202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF W1/2 OF SE1/4 OR628, P1259 (LOT 43 TIERRA WOODS, UNRECORDED S/D) |
| Legal Range | 26E |
| Legal Township | 10S |
| Legal Section | 09 |
| Legal Subdivision | TIERRA WOODS |
| Legal Block | 77 |
| Legal Lot Number | 43 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 3 |
| Census Block | 3077 |
| Census Tract | 950600 |
7200 Stuart St is owned and occupied by two individuals who bought it in January 2022.
Source: Putnam County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7200 STUART ST, PALATKA, FL 32177-9202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2022 | Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC |
| Sep 24, 2019 | Warranty Deed, Transfer · Conventional with PMI VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2022 · Amount on File |
| Deed Sale | Jan 5, 2022 · Amount on File |
| Prior Sale | Sep 24, 2019 · Amount on File |
| Deed Document Number | 2022233 |
| Deed Book / Page | 1650 / 1107 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Jan 5, 2022 |
| Property Address | 7200 STUART ST, PALATKA, FL 32177-9202 |
| Document Number | 0016501107 |
| Book / Page | 1650 / 1107 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 202254000233 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,442.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3749 WESTOVER RD, FLEMING ISLAND, FL 32003-7107 |
| Name | Verified Name |
|---|---|
| Address | 7200 STUART ST, PALATKA, FL 32177-9202 |
| Investor | Possibly a Property Investor |
| Document Number | 0016501109 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 1650/1109 |
| Name | OVM FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Sep 24, 2019 |
| Property Address | 7200 STUART ST, PALATKA, FL 32177-9202 |
| Document Number | 0015550407 |
| Book / Page | 001555 / 000407 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 54017120 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2019 |
| Title Company | GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO/PALATKA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7200 STUART ST PALATKA FL 321779202, PALATKA, FL 32177-9202 |
| Document Number | 15550409 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 001555/000409 |
| Instrument | 54017121 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2049 |
The 2025 property tax bill for 7200 Stuart St was $5,294.
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Municipality | Palatka City |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,294.00 | $204,990 Land $20,000 Building $184,990 | $204,990 Land $20,000 Building $184,990 |
| 2023 | $5,137.00 (+13.85%) | $211,430 (+14.99%) | $211,430 (+14.99%) Land $20,000 Building $191,430 |
| 2022 | $4,512.00 | $183,870 | $183,870 Land $20,000 Building $163,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7200 Stuart St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7200 Stuart St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | R.C. WILLIS WTP (CITY OF PALATKA) serves 11,900 people · EPA ID FL2544260 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 17 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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