7204 Fox Harbor Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7204 Fox Harbor Rd, Prospect, KY 40059 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,048 sqft · built 1988
Lot Size	0.631 acres (27,526 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (May 2021)
Tax Bill	$4,687 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21160000230000`

Property Details

APN / Parcel Number

Primary APN	`21160000230000`
Alternative APNs	`160000230000` `00001669`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,048 sqft Finished Area
Basement Area	1,524 sqft
Finished Basement	300 sqft
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,526 sqft (0.631 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001669
Street Address	7204 FOX HARBOR RD
City	PROSPECT
State	KY
Zip	40059-8600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 FOX HARBOR SUBDIVISION, SEC 1, PB. 26, PG. 86 & TRACT B MINOR PLAT DB 5780 X 700 CONSOLIDATED, 0.6319 AC +/-
Legal Subdivision	FOX HARBOR
Legal Tract	B
Legal Lot Number	23
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1014
Census Tract	10312

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21160000230000

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7204 FOX HARBOR RD, PROSPECT, KY 40059-8600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 03, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY
Nov 13, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTURY LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 03, 2021 · Amount on Record
Deed Sale	May 03, 2021 · Amount on Record
Prior Sale	Nov 13, 2019 · Amount on Record
Deed Document Number	10163414
Deed Book / Page	12004 / 781
Record Updated	Jun 08, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	May 03, 2021
Property Address	7204 FOX HARBOR RD, PROSPECT, KY 40059-8600
Document Number	0000106263
Book / Page	12004 / 781
Map Reference	MB 26 PG 86
Instrument Date	Apr 28, 2021
Instrument	2021106263
Transaction Type	Transfer
Record Updated	Mar 02, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7321 FRANK OTT RD, GEORGETOWN, IN 47122-9010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7204 FOX HARBOR RD, PROSPECT, KY 40059-8600
Investor	Possibly a Property Investor

Mortgage

Document Number	0000106264
Date	May 03, 2021
Instrument	2021106264

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7204 FOX HARBOR RD, PROSPECT, KY 40059-8600
Document Number	0169560657
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 02, 2020
Title Company	EXECUTIVE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7204 FOX HARBOR RD PROSPECT KY 400598600, PROSPECT, KY 40059-8600

Mortgage

Document Number	0169560657
Date	Nov 18, 2020
Book Page	016956/000657
Instrument	248273

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Nov 13, 2019
Property Address	7204 FOX HARBOR RD, PROSPECT, KY 40059-8600
Document Number	0115510014
Book / Page	011551 / 000014
Instrument Date	Nov 01, 2019
Instrument	261140
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$349.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7204 FOX HARBOR RD PROSPECT KY 400598600, PROSPECT, KY 40059-8600

Mortgage

Document Number	162320001
Date	Nov 13, 2019
Book Page	016232/000001
Instrument	261141

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,687.00 (-3.62%)	$420,000 (-) Land $65,000 Building $355,000
2024			$420,000 (-) Land $65,000 Building $355,000
2023	$4,863.00 (-0.35%)	$420,000 (-) Land $65,000 Building $355,000	$420,000 (-) Land $65,000 Building $355,000
2022	$4,880.00	$420,000 Land $65,000 Building $355,000	$420,000 Land $65,000 Building $355,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211110103121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	56 units insured 42 under condo master policies
Nearby Flood Claims	31 (1980–2025)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Apr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 176 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Intermart. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Fox Harbor Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures