7201 Fox Harbor Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7201 Fox Harbor Rd, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Details5 ba · 2,867 sqft · built 1988
Lot Size0.344 acres (15,019 sqft)
Owner2 Individual Names on File
Last Sale$327,000 (Aug 2001)
Tax Bill$5,317 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN21160000410000

Property Details

APN / Parcel Number

Primary APN21160000410000
Alternative APNs
  • 160000410000
  • 00001604

Interior

Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,867 sqft Finished Area
Basement Area1,777 sqft
Finished Basement1,064 sqft
FlooringCovered
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,019 sqft (0.344 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Patio Area428 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001604
Street Address7201 FOX HARBOR RD
CityPROSPECT
StateKY
Zip40059-9327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4-RESIDENTIAL SINGLE FAM
Legal DescriptionFOX HARBOR SUB SECTION I
Legal SubdivisionFOX HARBOR
Legal Lot Number41
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group1
Census Block1013
Census Tract10312

Owner

7201 Fox Harbor Rd is owned and occupied by two individuals who bought it in August 2001.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record2 Individual Names on File
Mailing Address7201 FOX HARBOR RD, PROSPECT, KY 40059-9327
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2001 · Amount on File
Deed SaleAug 16, 2001 · Amount on File
Deed Document Number0007708433
Deed Book / Page7708 / 0433
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address7201 FOX HARBOR RD, PROSPECT, KY 40059-9327
Transaction TypeMortgage
Record UpdatedMar 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7201 FOX HARBOR RD, PROSPECT, KY 40059-9327

Mortgage

Document Number0000218940
DateAug 31, 2021
Book PageM 17613/793
Instrument2021218940
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueAug 15, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 7201 Fox Harbor Rd was $5,317.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityProspect City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,317.00$476,490 Land $81,600 Building $394,890
2024$476,490 (-) Land $81,600 Building $394,890
2023$5,517.00 (-0.34%)$476,490 (-) Land $81,600 Building $394,890$476,490 (-) Land $81,600 Building $394,890
2022$5,536.00$476,490 Land $81,600 Building $394,890$476,490 Land $81,600 Building $394,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7201 Fox Harbor Rd in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies56 units insured
incl. 42 condo units
Nearby Flood Claims31 (1980–2025)
Claims Outside the SFHA4 of 31
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7201 Fox Harbor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: BluegrassNet, T-Mobile.

Nearby Properties on Fox Harbor Rd

Nearby Streets

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