7203 Fox Harbor Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7203 Fox Harbor Rd, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,437 sqft · built 1971
Lot Size	0.469 acres (20,464 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jul 2019)
Tax Bill	$4,998 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21160000400000`

Property Details

APN / Parcel Number

Primary APN	`21160000400000`
Alternative APNs	`160000400000` `00001585`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,437 sqft Finished Area
Basement Area	1,947 sqft
Finished Basement	1,753 sqft
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,464 sqft (0.469 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	264 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001585
Street Address	7203 FOX HARBOR RD
City	PROSPECT
State	KY
Zip	40059-9327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	FOX HARBOR SUB SECTION I
Legal Subdivision	FOX HARBOR
Legal Lot Number	40
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1013
Census Tract	10312

Owner

7203 Fox Harbor Rd is owned and occupied by two individuals who bought it in July 2019.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7203 FOX HARBOR RD, PROSPECT, KY 40059-9327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage STOCKYARD BK&TR
Jul 25, 2019	Warranty Deed, Transfer · Conventional Mortgage STOCKYARD BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2019 · Amount on File
Deed Sale	Jul 25, 2019 · Amount on File
Deed Document Number	0011462178
Deed Book / Page	11462 / 178
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7203 FOX HARBOR RD, PROSPECT, KY 40059-9327
Document Number	0164870577
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7203 FOX HARBOR RD PROSPECT KY 400599327, PROSPECT, KY 40059-9327

Mortgage

Document Number	0164870577
Date	Apr 21, 2020
Book Page	016487/000577
Instrument	81597

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 20, 2035

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jul 25, 2019
Property Address	7203 FOX HARBOR RD, PROSPECT, KY 40059-9327
Document Number	0114620178
Book / Page	011462 / 000178
Instrument Date	Jul 23, 2019
Instrument	169388
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7203 FOX HARBOR RD PROSPECT KY 400599327, PROSPECT, KY 40059-9327

Mortgage

Document Number	160530909
Date	Jul 25, 2019
Book Page	016053/000909
Instrument	169389

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7203 Fox Harbor Rd was $4,998.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,998.00	$447,860 Land $86,700 Building $361,160
2024			$447,860 (-) Land $86,700 Building $361,160
2023	$5,186.00 (-0.35%)	$447,860 (-) Land $86,700 Building $361,160	$447,860 (-) Land $86,700 Building $361,160
2022	$5,204.00	$447,860 Land $86,700 Building $361,160	$447,860 Land $86,700 Building $361,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7203 Fox Harbor Rd in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	56 units insured incl. 42 condo units
Nearby Flood Claims	31 (1980–2025)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7203 Fox Harbor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: BluegrassNet, T-Mobile.

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