720 Villa St, Elgin, IL 60120 Property Records

Cook County property record for 720 Villa St, Elgin, IL 60120

Property Summary

Property Type	Commercial
Lot Size	2.86 acres (124,582 sqft)
Owner	Individual Name on File
Tax Bill	$21,516 (2023)
Flood Zone	Zone AE (high risk)
APN	`06-19-100-001`

Property Details

APN / Parcel Number

Primary APN	`06-19-100-001`
Alternative APN	`06-19-100-001-0000`

Exterior

Lot Area	124,582 sqft

Location & Zoning

Street Address	720 VILLA ST
City	ELGIN
State	IL
Zip	60120-8044
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	(COUNTY)(CLERKS) DIVIN OF UNSUBDIVIDED LAND IN SEC 19-41-09
Legal Range	09E
Legal Township	41N
Legal Section	19
Legal Subdivision	COUNTY CLERKS DIVIN OF UNSUBDIVIDED L
Legal Block	100
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3017
Census Tract	804406

Owner

Source: Cook County records · APN 06-19-100-001

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	674 N LYLE AVE, ELGIN, IL 60123-2696
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,807 (+52.25%) Land $108,207 Building $5,600	$455,228 (-39.1%) Land $432,828 Building $22,400
2023	$21,516.00 (+2.9%)
2022	$20,910.00	$74,748 Land $74,748	$747,480 Land $747,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	18 (1982–2020)
Claims Outside the SFHA	1 of 18
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 5 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 438 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.