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709 Villa St, Elgin, IL 60120 Property Records

Kane County property record for 709 Villa St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,448 sqft · built 1900
Lot Size0.116 acres (5,066 sqft)
OwnerIndividual Name on File
Tax Bill$4,651 (2025)
Deeds & MortgagesOct 2017 Transfer
Flood ZoneZone X (minimal risk)
APN06-24-232-002

Property Details

APN / Parcel Number

Primary APN06-24-232-002

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,448 sqft Living Area
Gross Area2,172 sqft
Basement Area724 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area5,066 sqft (0.116 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Street Address709 VILLA ST
CityELGIN
StateIL
Zip60120-8039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUB OF BLOCK 10 SHERMANS ADDN WEST 33 1/3 FT EAST 100 FT LOTS 1 & 2 BLOCK 1
Legal SubdivisionSHERMANS ADDN
Legal Block10,1
Legal Lot Number1,2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3006
Census Tract851400

Owner

709 Villa St is owned and occupied by an individual who acquired it in July 2016.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address709 VILLA ST, ELGIN, IL 60120-8039
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2011
Deed SaleSep 15, 2011
Prior SaleApr 10, 1996 · Amount on File
Deed Document Number201154224
Last Transfer DateJul 18, 2016
Transfer Doc0000038780
Record UpdatedOct 29, 2026

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateOct 17, 2017
Property Address709 VILLA ST, ELGIN, IL 60120-8039
Document Number0000054470
Instrument DateSep 23, 2017
Instrument54470
Transaction TypeTransfer
Record UpdatedNov 20, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 VILLA ST ELGIN IL 601208039, ELGIN, IL 60120-8039

Tax Assessment & Valuation

The 2025 property tax bill for 709 Villa St was $4,651 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,651.00 Homeowner's exemption$68,971 (+8.57%) Land $10,984 Building $57,987$206,996 (+8.57%) Land $32,965 Building $174,031
2024$63,527 Land $10,117 Building $53,410$190,657 Land $30,363 Building $160,294
2022$4,017.00 (+4.91%) Homeowner's exemption$52,331 (+6.96%) Land $8,334 Building $43,997$156,993 (+6.96%) Land $25,002 Building $131,991
2021$3,829.00 Homeowner's exemption$48,926 Land $7,792 Building $41,134$146,778 Land $23,376 Building $123,402

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Villa St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Villa St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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