708 Villa St, Elgin, IL 60120 Property Records

Kane County property record for 708 Villa St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,320 sqft · built 1900
Lot Size	0.182 acres (7,930 sqft)
Owner	Company Name on Record
Tax Bill	$4,613 (2025)
Deeds & Mortgages	Apr 2024 Transfer Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-24-228-008`

Property Details

APN / Parcel Number

Primary APN	`06-24-228-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	2,310 sqft
1st Floor Area	1,320 sqft
Basement Area	990 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	7,930 sqft (0.182 acres)
Lot Width	68 ft Width

Location & Zoning

Street Address	708 VILLA ST
City	ELGIN
State	IL
Zip	60120-8069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAMES H & FULTON GIFFORDS ADDN TRACT C LOT V LOT 12
Legal Subdivision	JAMES H&FULTON GIFFORDS ADDN
Legal Tract	C
Legal Block	3
Legal Lot Number	V,12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3000
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9N565 ADOBE RDG, ELGIN, IL 60124-4312
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage PRAIRIE COMMUNITY BANK
Mar 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 26, 2024
Transfer Doc	0000012688
Record Updated	Sep 20, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 17, 2024
Property Address	708 VILLA ST, ELGIN, IL 60120-8069
Document Number	0000012688
Instrument Date	Feb 26, 2024
Instrument	2024K012688
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9N656 BECKMAN TRL, ELGIN, IL 60124-8442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9N656 BECKMAN TRL, ELGIN, IL 60124-8442

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	708 VILLA ST, ELGIN, IL 60120-8069
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039855
Date	Nov 13, 2023
Instrument	2023K039855

Lender

Name	PRAIRIE COMMUNITY BANK
Type	Bank
Address	MARENGO, IL 60152

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 9, 2028

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Mar 9, 2020
Property Address	708 VILLA ST, ELGIN, IL 60120-8069
Document Number	0000012365
Instrument Date	Feb 15, 2020
Instrument	12365
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	708 VILLA ST ELGIN IL 601208044, ELGIN, IL 60120-8044

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,613.00 (+3.5%)	$60,472 (+8.57%) Land $15,111 Building $45,361	$181,489 (+8.57%) Land $45,351 Building $136,137
2024	$4,457.00 (+20.23%)	$55,698 (+30.28%) Land $13,918 Building $41,780	$167,161 (+30.33%) Land $41,771 Building $125,390
2022	$3,707.00 (+3.95%)	$42,753 (+6.96%) Land $11,465 Building $31,288	$128,259 (+6.96%) Land $34,395 Building $93,864
2021	$3,566.00	$39,971 Land $10,719 Building $29,252	$119,913 Land $32,157 Building $87,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Villa St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures