720 Stratton Dr, Cortez, CO 81321 Property Records

Montezuma County property record for 720 Stratton Dr, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 790 sqft · built 1943
Lot Size	0.145 acres (6,316 sqft)
Owner	Company Name on Record
Tax Bill	$472 (2025)
Deeds & Mortgages	Feb 2024 Foreclosure Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R010378`

Property Details

APN / Parcel Number

Primary APN	`R010378`
Alternative APN	`561127404002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	790 sqft Total Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,316 sqft (0.145 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal

Location & Zoning

Account Number	R010378
Street Address	720 STRATTON DR
City	CORTEZ
State	CO
Zip	81321-3444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISION: STRATTON LOT: 7-8 B371 P22 B531 P422 B731 P810 R/482678
Legal Range	16W
Legal Township	36N
Legal Section	27
Legal Subdivision	STRATTON
Legal Lot Number	7-8
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	1
Census Block	1028
Census Tract	969301

Owner

Source: Montezuma County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11501 ROAD 24, CORTEZ, CO 81321-8923
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Trustee's Deed, Foreclosure
Jan 26, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 7, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORITY
Mar 7, 2019	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2024
Deed Sale	Feb 14, 2024
Prior Sale	Mar 7, 2019 · Amount on Record
Deed Document Number	2024654707
Record Updated	Sep 20, 2026

February 2024: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Feb 14, 2024
Property Address	720 STRATTON DR, CORTEZ, CO 81321-3444
Document Number	0000654707
Map Reference	MB 6 PG 11
Instrument Date	Feb 14, 2023
Instrument	654707
Transaction Type	Foreclosure
Record Updated	Feb 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11501 ROAD 24, CORTEZ, CO 81321-8923

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	720 STRATTON DR, CORTEZ, CO 81321-3444
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 STRATTON DR, CORTEZ, CO 81321-3444

Mortgage

Document Number	0000642785
Date	Jan 26, 2022
Instrument	642785

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	720 STRATTON DR, CORTEZ, CO 81321-3444
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	621834
Date	Mar 7, 2019
Instrument	621834

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Mar 7, 2019
Property Address	720 STRATTON DR, CORTEZ, CO 81321-3444
Document Number	0000621832
Map Reference	MB 6 PG 11
Instrument Date	Mar 7, 2019
Instrument	621832
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$11.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 STRATTON DR, CORTEZ, CO 81321-3444

Mortgage

Document Number	0000621833
Date	Mar 7, 2019
Instrument	621833

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Mortgage

Document Number	0000621835
Date	Mar 7, 2019
Instrument	621835

Lender

Name	COLORADO HOUSING ASSISTANCE CORP
Type	Non-Lending Institution
Address	DENVER, CO 80204

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Apr 1, 2019

Interest

Rate	5%

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$472.00 (+119.53%)	$9,358 (+123.23%) Land $1,990 Building $7,368	$117,567 (+123.28%) Land $25,000 Building $92,567
2024	$215.00 (-51.03%)	$4,192 (-51.08%) Land $748 Building $3,444	$52,655 (-51.09%) Land $9,391 Building $43,264
2023	$439.00 (+30.27%)	$8,569 (+22.89%) Land $1,528 Building $7,041	$107,655 (+22.89%) Land $19,200 Building $88,455
2022	$337.00	$6,973 Land $1,552 Building $5,421	$87,602 Land $19,500 Building $68,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Nimbus Solutions Fixed Wireless	100 / 100
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Farmers Telecommunications, T-Mobile.

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