720 Stephens Pl, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 720 Stephens Pl, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1994
Square Footage3,358 sqft Living Area
Lot Size34,848 sqft (0.8 acres)
OccupancyOwner Occupied
Last Sale$805,500 (2024)
Tax Bill$13,597.00 (2025)

Property Details

APN / Parcel Number

Primary APN013089 39.08-3-24
Alternative APNs
  • 308903900800030240000000
  • 03900800030240000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area3,358 sqft Living Area
1st Floor1,564 sqft 1st Floor
2nd Floor1,794 sqft 2nd Floor
Game RoomGame Room
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial Style
Exterior MaterialWood Exterior
Lot Area34,848 sqft (0.8 acres)
Depth X Width388 ft x 77.6 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area572 sqft Garage
Pool TypeIn-Ground Vinyl Pool Pool Type
Pool Area702 sqft Pool

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number03900800030240000000
Street Address720 STEPHENS PL
CitySCHENECTADY
StateNY
Zip12303-5264
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHAVEN HILLS SEC 2 LOT 720
Legal SubdivisionHAVEN HILLS
Legal Block3
Legal Lot Number24.000
JurisdictionALBANY NY
Minor Civil DivisionGUILDERLAND
Census Blockgroup2
Census Block2000
Census Tract14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 39.08-3-24

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address720 STEPHENS PL, SCHENECTADY, NY 12303-5264
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2024Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP
Apr 22, 2024Warranty Deed, Transfer
MG TITLE SERVICES, 3G TITLE SERVICES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 23, 2024 · Amount on Record
Deed SaleApr 23, 2024 · Amount on Record
Prior SaleAug 24, 2021 · Amount on Record
Deed Doc Number20246428
Prior Transfer DateMay 05, 2003
Prior Transfer Doc2738000205
Record RefreshedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateApr 23, 2024
Property Address720 STEPHENS PL, SCHENECTADY, NY 12303-5264
Document Number0000000428
Map ReferenceMAP 7022 DR 172
Instrument DateApr 19, 2024
InstrumentR2024-6428
Transaction TypeTransfer
Record UpdatedMay 14, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,222.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address720 STEPHENS PL, SCHENECTADY, NY 12303-5264

Transferred To (Grantee/Buyer)

NameVerified Name
Address2132 HARMONY MILL LOFTS, COHOES, NY 12047-1459

Mortgage

Document Number0000000429
DateApr 23, 2024
InstrumentR2024-6429
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateApr 22, 2024
Property Address720 STEPHENS PL, SCHENECTADY, NY 12303-5264
Document Number0000000341
Map ReferenceMAP D172-12279
Instrument DateApr 19, 2024
InstrumentR2024-6341
Transaction TypeTransfer
Record UpdatedMay 14, 2024
Title CompanyMG TITLE SERVICES, 3G TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$5,000.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address86 FRENCHS MILL RD, ALTAMONT, NY 12009-2527

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 STEPHENS PL, SCHENECTADY, NY 12303-5264

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,597.00 (+37.26%)$453,000 (-) Land $91,000 Building $362,000$604,000 (+13.33%) Land $121,333 Building $482,667
2023$453,000 (-) Land $91,000 Building $362,000$532,941 (+7.06%) Land $107,059 Building $425,882
2022$453,000 Land $91,000 Building $362,000$497,802 Land $100,000 Building $397,802
2021$9,906.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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