705 Stephens Pl, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 705 Stephens Pl, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,389 sqft · built 1997
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$332,127 (Oct 1997)
Tax Bill	$13,196 (2025)
Flood Zone	Zone X (minimal risk)
APN	`013089 39.08-3-48`

Property Details

APN / Parcel Number

Primary APN	`013089 39.08-3-48`
Alternative APNs	`308903900800030480000000` `03900800030480000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,389 sqft Living Area
1st Floor Area	1,865 sqft
2nd Floor Area	1,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	184 ft deep x 139 ft wide
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Slab
Porch Area	487 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03900800030480000000
Street Address	705 STEPHENS PL
City	SCHENECTADY
State	NY
Zip	12303-5265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	HAVEN HILLS SEC 2 LOT 705
Legal Block	3
Legal Lot Number	48.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2004
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 39.08-3-48

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	705 STEPHENS PL, SCHENECTADY, NY 12303-5265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 1997 · Amount on Record
Deed Sale	Oct 30, 1997 · Amount on Record
Deed Book / Page	2589 / 856
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,196.00 (+7.38%) Homeowner's exemption Senior Citizen's exemption	$497,000 (-) Land $99,000 Building $398,000	$662,667 (+13.33%) Land $132,000 Building $530,667
2023		$497,000 (-) Land $99,000 Building $398,000	$584,706 (+7.06%) Land $116,471 Building $468,235
2022		$497,000 Land $99,000 Building $398,000	$546,154 Land $108,791 Building $437,363
2021	$12,289.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 6, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Based on FCC filings for 150 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.