Albany County and Guilderland Town property record for 708 Stephens Pl, Schenectady, NY 12303 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,683 sqft · built 1995 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $822,500 (May 2024) |
| Tax Bill | $17,845 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 39.08-3-21 |
| Primary APN | 013089 39.08-3-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,683 sqft Living Area |
| 1st Floor Area | 1,774 sqft |
| 2nd Floor Area | 1,782 sqft |
| Basement Area | 1,127 sqft |
| Finished Basement | 1,127 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 38,768 sqft (0.89 acres) |
| Lot Dimensions | 359 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 03900800030210000000 |
|---|---|
| Street Address | 708 STEPHENS PL |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAVEN HILLS SEC 2 LOT 708 |
| Legal Subdivision | HAVEN HILLS |
| Legal Block | 3 |
| Legal Lot Number | 21.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14616 |
Source: Albany County and Guilderland Town records · APN 013089 39.08-3-21
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 708 STEPHENS PL, SCHENECTADY, NY 12303-5264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2024 · Amount on Record |
| Deed Sale | May 15, 2024 · Amount on Record |
| Prior Sale | Apr 25, 2011 · Amount on Record |
| Deed Document Number | 20247803 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 708 STEPHENS PL, SCHENECTADY, NY 12303-5264 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 708 STEPHENS PL, SCHENECTADY, NY 12303-5264 |
| Document Number | 0000000885 |
|---|---|
| Date | Jan 26, 2023 |
| Instrument | R2023-1885 |
| Name | SARATOGAS COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | SARATOGA SPRINGS, NY 12866 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,845.00 (+15.8%) | $621,000 (-) Land $124,000 Building $497,000 | $828,000 (+13.33%) Land $165,333 Building $662,667 |
| 2023 | $621,000 (-) Land $124,000 Building $497,000 | $730,588 (+7.06%) Land $145,882 Building $584,706 | |
| 2022 | $621,000 Land $124,000 Building $497,000 | $682,418 Land $136,264 Building $546,154 | |
| 2021 | $15,410.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010146162, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 99 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fiber | 980 / 880 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE (outdoors only)
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