720 Seacliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 720 Seacliff Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,694 sqft · built 1972
Lot Size0.105 acres (4,574 sqft)
Owner2 Individual Names on File
Last Sale$1,850,000 (Jun 2021)
Tax Bill$24,247 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Feb 2019 Transfer
Flood ZoneZone X (minimal risk)
APN038-163-22

Property Details

APN / Parcel Number

Primary APN038-163-22
Alternative APN
  • 038-163-22-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,694 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1990
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,574 sqft (0.105 acres)

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address720 SEACLIFF DR
CityAPTOS
StateCA
Zip95003-3575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSEACLIFF PARK 04
Legal Block3
Legal Lot Number8
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1021
Census Tract122100

Owner

Source: Santa Cruz County records · APN 038-163-22

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address720 SEACLIFF DR, APTOS, CA 95003-3575
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2021Grant Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
Feb 01, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 25, 2021 · Amount on Record
Deed SaleJun 25, 2021 · Amount on Record
Deed Document Number202134791
Prior Transfer DateNov 27, 2018
Prior Transfer Doc0000002797
Record UpdatedSep 20, 2026

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 25, 2021
Property Address720 SEACLIFF DR, APTOS, CA 95003-3575
Document Number0000034791
Map ReferenceMB 18 PG 63
Instrument DateJun 23, 2021
Instrument2021-0034791
Transaction TypeTransfer
Record UpdatedJul 07, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,035.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address720 SEACLIFF DR, APTOS, CA 95003-3575

Mortgage

Document Number0000034792
DateJun 25, 2021
Instrument2021-0034792
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateFeb 01, 2019
Property Address720 SEACLIFF DR, APTOS, CA 95003-3575
Document Number0000002797
Instrument DateNov 27, 2018
Instrument2797
Transaction TypeTransfer
Record UpdatedFeb 13, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address720 SEACLIFF DR APTOS CA 950033575, APTOS, CA 95003-3575

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,042,550 (+2%) Land $1,634,040 Building $408,510
2025$24,247.00 (+9.4%)$2,002,500 (+4.04%) Land $1,602,000 Building $400,500
2023$22,164.00 (+1.96%)$1,924,740 Land $1,539,792 Building $384,948$1,818,720
2022$21,737.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871221001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims12 (1982–2023)
Claims Outside the SFHA1 of 12
Most Recent ClaimJan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 561 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Surfnet Communications, Verizon, Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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