723 Seacliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 723 Seacliff Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,322 sqft · built 1957
Lot Size	0.149 acres (6,490 sqft)
Owner	Trust Name on Record
Last Sale	$2,007,000 (Apr 2024)
Tax Bill	$15,262 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-151-80`

Property Details

APN / Parcel Number

Primary APN	`038-151-80`
Alternative APN	`038-151-80-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,322 sqft Living Area
Gross Area	2,787 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Other
Lot Area	6,490 sqft (0.149 acres)
View / Lot	Ocean
Garage Type	Attached
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	723 SEACLIFF DR
City	APTOS
State	CA
Zip	95003-3540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-4
Legal Subdivision	SEACLIFF PARK SUB 4
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1019
Census Tract	122100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	28 WILDWOOD CT, WATSONVILLE, CA 95076-8331
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Grant Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC
Nov 19, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 1, 2018	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2024 · Amount on Record
Deed Sale	Apr 16, 2024 · Amount on Record
Deed Document Number	20247007
Prior Transfer Date	Nov 13, 2018
Prior Transfer Doc	0000034557
Record Updated	Sep 20, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 16, 2024
Property Address	723 SEACLIFF DR, APTOS, CA 95003-3540
Document Number	0000007007
Instrument Date	Apr 12, 2024
Instrument	2024-0007007
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,207.70
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	28 WILDWOOD DR, WATSONVILLE, CA 95076

Mortgage

Document Number	0000007008
Date	Apr 16, 2024
Instrument	2024-0007008

Lender

Name	ORIGINPOINT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 19, 2018
Property Address	723 SEACLIFF DR, APTOS, CA 95003-3540
Document Number	0000034557
Instrument Date	Nov 13, 2018
Instrument	2018-0034557
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	723 SEACLIFF DR, APTOS, CA 95003-3540

Mortgage

Document Number	0000034558
Date	Nov 19, 2018
Instrument	2018-0034558

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CRUZ CA
Property Address	723 SEACLIFF DR, APTOS, CA 95003-3540
Document Number	0000034560
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	723 SEACLIFF DR APTOS CA 950033540, APTOS, CA 95003-3540

Mortgage

Document Number	0000034560
Date	Nov 19, 2018
Instrument	34560

Lender

Name	WELLS FARGO BK
Type	Bank
Address	BILLINGS, MT 59107-9900

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,231,887 (+2%) Land $1,034,785 Building $197,102
2025	$15,262.00 (+50.81%)	$1,207,732 (+47.48%) Land $1,014,495 Building $193,237
2023	$10,120.00 (+2.26%) Homeowner's exemption	$818,907 Land $521,287 Building $297,620	$958,410
2022	$9,896.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (1982–2023)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio, Surfnet Communications, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Seacliff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures