Santa Cruz County property record for 715 Seacliff Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,208 sqft · built 2012 |
| Lot Size | 0.135 acres (5,881 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,700,000 (Aug 2010) |
| Tax Bill | $29,197 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-165-11 |
| Primary APN | 038-165-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 5 Rooms |
| Building Area | 3,208 sqft Living Area |
| Gross Area | 4,108 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 5,881 sqft (0.135 acres) |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 715 SEACLIFF DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-4 |
| Legal Subdivision | SEACLIFF PARK SUB #4 |
| Legal Block | 1 |
| Legal Lot Number | 21,22 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 122100 |
Source: Santa Cruz County records · APN 038-165-11
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 715 SEACLIFF DR, APTOS, CA 95003-3540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Dec 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Jan 15, 2021 | Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2010 · Amount on Record |
| Deed Sale | Aug 03, 2010 · Amount on Record |
| Prior Sale | May 18, 2007 · Amount on Record |
| Deed Document Number | 201029899 |
| Last Transfer Date | Jul 17, 2015 |
| Transfer Doc | 0000031875 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 715 SEACLIFF DR, APTOS, CA 95003-3540 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 715 SEACLIFF DR, APTOS, CA 95003-3540 |
| Document Number | 0000052244 |
|---|---|
| Date | Dec 04, 2020 |
| Instrument | 2020-0052244 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 715 SEACLIFF DR, APTOS, CA 95003-3540 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 715 SEACLIFF DR, APTOS, CA 95003-3540 |
| Document Number | 0000002454 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 2021-0002454 |
| Name | SANTA CRUZ COUNTY BANK |
|---|---|
| Type | Bank |
| Address | SANTA CRUZ, CA 95060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,496,249 (+2%) Land $1,999,408 Building $496,841 | ||
| 2025 | $29,197.00 (+9.29%) Homeowner's exemption | $2,447,303 (+4.04%) Land $1,960,204 Building $487,099 | |
| 2023 | $26,715.00 (+1.64%) Homeowner's exemption | $2,352,272 Land $1,884,087 Building $468,185 | $1,756,350 |
| 2022 | $26,285.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 12 (1982–2023) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
May also be available: Cruzio Internet, Surfnet Communications, Verizon.
Based on FCC filings for 561 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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