720 Ridge St, Algonquin, IL 60102 Property Records

McHenry County property record for 720 Ridge St, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,496 sqft · built 1977
Lot Size	0.257 acres (11,200 sqft)
Owner	Individual Name on Record
Last Sale	$187,500 (Jul 2015)
Deeds & Mortgages	Mar 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-34-252-018`

Property Details

APN / Parcel Number

Primary APN	`19-34-252-018`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,496 sqft
Gross Area	2,810 sqft
1st Floor Area	1,496 sqft

Exterior

Year Built	Built 1977
Architectural Style	Ranch
Exterior Material	Brick/Wood
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	720 RIDGE ST
City	ALGONQUIN
State	IL
Zip	60102-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2015R0028194 LT 14 1ST ADDN TO RATTRAYS VILLAGE GREEN
Legal Range	08E
Legal Township	43N
Legal Section	34
Legal Subdivision	RATTRAYS VILLAGE GREEN ADD 01
Legal Block	252
Legal Lot Number	1,14
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1024
Census Tract	871404

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 RIDGE ST, ALGONQUIN, IL 60102-3024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2015 · Amount on Record
Deed Sale	Jul 31, 2015 · Amount on Record
Prior Sale	Aug 5, 2011
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	720 RIDGE ST, ALGONQUIN, IL 60102-3024
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 RIDGE ST, ALGONQUIN, IL 60102-3024

Mortgage

Document Number	0000007902
Date	Mar 2, 2022
Instrument	2022R0007902

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$85,093 Land $14,825 Building $70,268	$255,279 Land $44,475 Building $210,804

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20