457 Ridge St, Algonquin, IL 60102 Property Records

McHenry County property record for 457 Ridge St, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Lot Size0.241 acres (10,500 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesJan 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN19-34-401-009

Property Details

APN / Parcel Number

Primary APN19-34-401-009

Exterior

Lot Area10,500 sqft (0.241 acres)
Lot Dimensions140 ft deep x 75 ft wide

Location & Zoning

Street Address457 RIDGE ST
CityALGONQUIN
StateIL
Zip60102-2832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 1998R0064338 LT 15 BLK 8 JANAKS 2ND ADDN
Legal Range08E
Legal Township43N
Legal Section34
Legal SubdivisionJANAKS 2ND ADD
Legal Block8
Legal Lot Number15
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2018
Census Tract871310

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address457 RIDGE ST, ALGONQUIN, IL 60102-2832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 1998
Deed SaleSep 29, 1998
Deed Document Number98R0064338
Record UpdatedJun 7, 2026

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCHENRY IL
Property Address457 RIDGE ST, ALGONQUIN, IL 60102-2832
Document Number0000005280
Instrument DateJan 23, 2019
Transaction TypeMortgage
Record UpdatedApr 4, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address457 RIDGE ST ALGONQUIN IL 601022832, ALGONQUIN, IL 60102-2832

Mortgage

Document Number0000005280
DateFeb 27, 2019
Instrument5280
Lender
NameWELLS FARGO BK
TypeBank
AddressFORTMILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$62,053 Land $15,387 Building $46,666$186,159 Land $46,161 Building $139,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1978–2017)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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