701 Ridge St, Algonquin, IL 60102 Property Records

McHenry County property record for 701 Ridge St, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,206 sqft · built 1965
Lot Size	0.231 acres (10,080 sqft)
Owner	Individual Name on Record
Last Sale	$180,500 (Aug 2002)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-34-404-009`

Property Details

APN / Parcel Number

Primary APN	`19-34-404-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,206 sqft
Gross Area	2,412 sqft
1st Floor Area	1,206 sqft

Exterior

Year Built	Built 1965
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	140 ft deep x 72 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	701 RIDGE ST
City	ALGONQUIN
State	IL
Zip	60102-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2002R073828 LT 1 BLK 20 JANAKS 7TH ADDN
Legal Range	08E
Legal Township	43N
Legal Section	34
Legal Subdivision	JANAKS 7TH ADD
Legal Block	20
Legal Lot Number	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2019
Census Tract	871310

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	701 RIDGE ST, ALGONQUIN, IL 60102-3023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2002 · Amount on Record
Deed Sale	Aug 23, 2002 · Amount on Record
Prior Sale	Oct 9, 1995 · Amount on Record
Deed Document Number	2002R0073828
Record Updated	Jun 7, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	701 RIDGE ST, ALGONQUIN, IL 60102-3023
Document Number	0000036838
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	INGEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 RIDGE ST ALGONQUIN IL 601023023, ALGONQUIN, IL 60102-3023

Mortgage

Document Number	0000036838
Date	Oct 30, 2019
Instrument	36838

Lender

Name	FIGURE LNDG LLC
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$67,826 Land $14,592 Building $53,234	$203,478 Land $43,776 Building $159,702

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20