720 Reflections Ln, Winter Garden, FL 34787 Property Records

Orange County property record for 720 Reflections Ln, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,038 sqft · built 2008
Lot Size	0.247 acres (10,751 sqft)
Owner	2 Individual Names on File
Last Sale	$496,432 (Jul 2021)
Tax Bill	$10,500 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-22-27-0734-00-120`

Property Details

APN / Parcel Number

Primary APN	`34-22-27-0734-00-120`
Alternative APNs	`272234073400120` `128437` `129221` `130601`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,038 sqft Living Area
Gross Area	4,629 sqft
1st Floor Area	1,747 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,751 sqft (0.247 acres)
Garage Type	Attached
Garage Area	647 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	584 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	720 REFLECTIONS LN
City	WINTER GARDEN
State	FL
Zip	34787-5947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BLACK LAKE PARK PHASE 2 64/1 LOT 12
Legal Range	27E
Legal Township	22S
Legal Section	34
Legal Subdivision	BLACK LAKE PARK PH 2
Legal Phase	2
Legal Tract	734
Legal Lot Number	12
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3000
Census Tract	17116

Owner

Source: Orange County records · APN 34-22-27-0734-00-120

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	720 REFLECTIONS LN, WINTER GARDEN, FL 34787-5947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Nov 16, 2011 · Amount on Record
Deed Document Number	2021462577
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 30, 2021
Property Address	720 REFLECTIONS LN, WINTER GARDEN, FL 34787-5947
Document Number	20210462577
Map Reference	MB 64 PG 1-6
Instrument Date	Jun 10, 2021
Instrument	20210462577
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	EXPRESS TITLE, EXPRESS TTL & CLOSING SVCS L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,475.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 REFLECTIONS LN, 720, WINTER GARDEN, FL 34787-5947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 REFLECTIONS LN, WINTER GARDEN, FL 34787-5947

Mortgage

Document Number	20210462578
Date	Jul 30, 2021
Instrument	20210462578

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$627,040 (-2.7%) Land $140,000 Building $487,040	$627,040 (-2.7%) Land $140,000 Building $487,040
2025	$10,500.00 (+17.02%)	$644,450 (+25.59%) Land $140,000 Building $504,450	$644,450 (+25.59%) Land $140,000 Building $504,450
2024	$8,973.00 (+12.39%)
2023	$7,984.00 (+11.29%)	$513,130 (+14.21%) Land $112,500 Building $400,630	$513,130 (+14.21%) Land $112,500 Building $400,630
2022	$7,174.00	$449,286 Land $112,500 Building $336,786	$449,286 Land $112,500 Building $336,786

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Wildfire

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies, T-Mobile USA.

Based on FCC filings for 254 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.