Orange County property record for 702 Reflections Ln, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,403 sqft · built 2007 |
| Lot Size | 0.247 acres (10,754 sqft) |
| Owner | Company Name on File |
| Last Sale | $660,000 (Feb 2023) |
| Tax Bill | $10,430 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-22-27-0734-00-150 |
| Primary APN | 34-22-27-0734-00-150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,403 sqft Living Area |
| Gross Area | 4,664 sqft |
| 1st Floor Area | 1,853 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,754 sqft (0.247 acres) |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 522 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 702 REFLECTIONS LN |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BLACK LAKE PARK PHASE 2 64/1 LOT 15 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 34 |
| Legal Subdivision | BLACK LAKE PARK PH 2 |
| Legal Phase | 2 |
| Legal Tract | 734 |
| Legal Lot Number | 15 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 17116 |
Source: Orange County records · APN 34-22-27-0734-00-150
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 702 REFLECTIONS LN, WINTER GARDEN, FL 34787-5947 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Feb 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 25, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 15, 2023 · Amount on Record |
| Deed Sale | Feb 15, 2023 · Amount on Record |
| Prior Sale | Apr 14, 2011 · Amount on Record |
| Deed Document Number | 202384984 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 15, 2023 |
| Property Address | 702 REFLECTIONS LN, WINTER GARDEN, FL 34787-5947 |
| Document Number | 0000084984 |
| Map Reference | MB 64 PG 1 |
| Instrument Date | Feb 14, 2023 |
| Instrument | 20230084984 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Title Company | HOMETOWN TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 262 OCEAN JASPER DR, ST AUGUSTINE, FL 32086 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 702 REFLECTIONS LN, WINTER GARDEN, FL 34787-5947 |
| Document Number | 0000084987 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 20230084987 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 702 REFLECTIONS LN, WINTER GARDEN, FL 34787-5947 |
| Document Number | 0000242830 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 702 REFLECTIONS LN WINTER GARDEN FL 347875947, WINTER GARDEN, FL 34787-5947 |
| Document Number | 0000242830 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 242830 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 21, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $632,230 (-1.23%) Land $140,000 Building $492,230 | $632,230 (-1.23%) Land $140,000 Building $492,230 | |
| 2025 | $10,430.00 (+6.08%) | $640,130 (+148.23%) Land $140,000 Building $500,130 | $640,130 (+15.76%) Land $140,000 Building $500,130 |
| 2024 | $9,832.00 (+183.59%) | ||
| 2023 | $3,467.00 (+3.15%) Homeowner's exemption | $257,873 (+3%) | $552,977 (+14.62%) Land $112,500 Building $440,477 |
| 2022 | $3,361.00 Homeowner's exemption | $250,362 | $482,436 Land $112,500 Building $369,936 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Lumen Technologies, T-Mobile USA.
Based on FCC filings for 254 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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