Orange County property record for 732 Reflections Ln, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 3,588 sqft · built 2007 |
| Lot Size | 0.269 acres (11,722 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Sep 2009) |
| Tax Bill | $10,457 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-22-27-0734-00-100 |
| Primary APN | 34-22-27-0734-00-100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,588 sqft Living Area |
| Gross Area | 4,961 sqft |
| 1st Floor Area | 1,953 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,722 sqft (0.269 acres) |
| Garage Type | Attached |
| Garage Area | 668 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 417 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 732 REFLECTIONS LN |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BLACK LAKE PARK PHASE 2 64/1 LOT 10 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 34 |
| Legal Subdivision | BLACK LAKE PARK PH 2 |
| Legal Phase | 2 |
| Legal Tract | 734 |
| Legal Lot Number | 10 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 17116 |
732 Reflections Ln is owned and occupied by two individuals who bought it in September 2009.
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 732 REFLECTIONS LN, WINTER GARDEN, FL 34787-5947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2009 · Amount on File |
| Deed Sale | Sep 15, 2009 · Amount on File |
| Prior Sale | Dec 28, 2007 · Amount on File |
| Deed Document Number | 2009546043 |
| Deed Book / Page | 9933 / 7513 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 732 Reflections Ln was $10,457, up 9.3% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $667,525 (+1%) | $685,430 (-1.4%) Land $140,000 Building $545,430 | |
| 2025 | $10,457.00 (+9.29%) | $606,841 | $695,150 Land $140,000 Building $555,150 |
| 2024 | $9,568.00 (+11.75%) | ||
| 2023 | $8,562.00 (+11.32%) | $592,327 (+14%) Land $112,500 Building $479,827 | $592,327 (+14%) Land $112,500 Building $479,827 |
| 2022 | $7,691.00 | $519,563 Land $112,500 Building $407,063 | $519,563 Land $112,500 Building $407,063 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 732 Reflections Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 732 Reflections Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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