720 Pine St, Osage, IA 50461 Property Records

Mitchell County property record for 720 Pine St, Osage, IA 50461

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,244 sqft · built 1960
Lot Size	0.591 acres (25,740 sqft)
Owner	Company Name on Record
Last Sale	$249,000 (Sep 2021)
Tax Bill	$3,960 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`1024303006`

Property Details

APN / Parcel Number

Primary APN	`1024303006`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,244 sqft Living Area
Basement Area	2,244 sqft
Finished Basement	475 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,740 sqft (0.591 acres)
Garage Type	Mixed
Garage Area	1,408 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	720 PINE ST
City	OSAGE
State	IA
Zip	50461-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 56' LOTS 1 & 2; ALL LOT 3; N & S ALLEY ADJ. LOTS 1, 2 & 3; N 69' E 1/2 LOT 4; E 10' S 63' LOT 4 BLK 48
Legal Block	48
Legal Lot Number	1-4
Jurisdiction	MITCHELL IA
Township / Civil Division	OSAGE
Census Block Group	1
Census Block	1002
Census Tract	560300

Owner

Source: Mitchell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	720 PINE ST, OSAGE, IA 50461-1423
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Commercial Mortgage HOME TRUST & SAVINGS BANK
Sep 1, 2021	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Deed Document Number	20211673
Deed Book / Page	2021 / 1673
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	720 PINE ST, OSAGE, IA 50461-1423
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1719
Date	Sep 3, 2021
Book Page	2021/1719
Instrument	2021 1719

Lender

Name	HOME TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	MITCHELL IA
Recording Date	Sep 1, 2021
Property Address	720 PINE ST, OSAGE, IA 50461-1423
Document Number	02021/1673
Book / Page	2021 / 1673
Instrument Date	Sep 1, 2021
Instrument	2021 1673
Transaction Type	Foreclosure
Record Updated	Feb 9, 2022

Transaction

Amount	Amount Recorded
Tax	$397.60
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 PINE ST, OSAGE, IA 50461-1423

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	Osage City
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,960.00 Homeowner's exemption	$289,700 (+22.73%) Land $29,810 Building $259,890	$289,700 (+22.73%) Land $29,810 Building $259,890
2024	$3,960.00 (+21.47%)
2023		$236,050 (+27.71%) Land $29,810 Building $206,240	$236,050 (+27.71%) Land $29,810 Building $206,240
2022	$3,260.00	$184,840 Land $29,810 Building $155,030
2021			$184,840 Land $29,810 Building $155,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	11 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Osage Municipal Utilities Cable	500 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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