732 Pine St, Osage, IA 50461 Property Records

Mitchell County property record for 732 Pine St, Osage, IA 50461

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,860 sqft · built 2001
Lot Size0.191 acres (8,316 sqft)
Owner2 Individual Names on Record
Tax Bill$3,784 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN1024303007

Property Details

APN / Parcel Number

Primary APN1024303007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,860 sqft Living Area
Basement Area1,860 sqft
Finished Basement775 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,316 sqft (0.191 acres)
Lot Dimensions132 ft deep x 63 ft wide
Garage TypeAttached
Garage Area840 sqft
Parking Spaces3 Parking Spaces
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address732 PINE ST
CityOSAGE
StateIA
Zip50461-1423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 63 FT LOT 1 & 2 BLK 48
Legal SubdivisionOSAGE
Legal Block48
Legal Lot Number1,2
JurisdictionMITCHELL IA
Township / Civil DivisionOSAGE
Census Block Group1
Census Block1002
Census Tract560300

Owner

Source: Mitchell County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address732 PINE ST, OSAGE, IA 50461-1423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL IA
Recording DateMay 28, 2026
Property Address732 PINE ST, OSAGE, IA 50461-1423
Document Number0000000878
Instrument DateMay 22, 2026
Instrument2026878
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address732 PINE ST, OSAGE, IA 50461-1423
InvestorPossibly a Property Investor

Mortgage

Document Number0000000878,
DateMay 28, 2026
Instrument2026878
Lender
NameHOME TRUST AND SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.23%
Max Rate-1%

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMitchell County
MunicipalityOsage City
Unified School DistrictOsage Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,784.00 (+1.28%) Homeowner's exemption$264,350 (+6.31%) Land $11,030 Building $253,320$264,350 (+6.31%) Land $11,030 Building $253,320
2024$3,736.00 (+4.36%)
2023$248,650 (+25.34%) Land $11,030 Building $237,620$248,650 (+25.34%) Land $11,030 Building $237,620
2022$3,580.00 Homeowner's exemption$198,380 Land $11,030 Building $187,350
2021$198,380 Land $11,030 Building $187,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSAGE MUNICIPAL WATER SUPPLY
serves 3,637 people · EPA ID IA6663001
Water SourceGroundwater
Last State InspectionJun 2024
Lead11 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Osage Municipal Utilities
Cable
500 / 50
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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