620 Pine St, Osage, IA 50461 Property Records

Mitchell County property record for 620 Pine St, Osage, IA 50461

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,634 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Dec 2018)
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1023436004`

Property Details

APN / Parcel Number

Primary APN	`1023436004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,634 sqft Living Area
1st Floor Area	808 sqft
Basement Area	826 sqft
Unfinished Basement	826 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	49 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	620 PINE ST
City	OSAGE
State	IA
Zip	50461-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 49
Legal Subdivision	OSAGE
Legal Block	49
Legal Lot Number	3
Jurisdiction	MITCHELL IA
Township / Civil Division	OSAGE
Census Block Group	4
Census Block	4018
Census Tract	560300

Owner

Source: Mitchell County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 PINE ST, OSAGE, IA 50461-1314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · Line of Credit THE HOME TRUST & SAVINGS BANK
Dec 14, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage HOME TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Jan 23, 2015 · Amount on Record
Deed Document Number	20182562
Deed Book / Page	2018 / 2562
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	620 PINE ST, OSAGE, IA 50461-1314
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 PINE ST, OSAGE, IA 50461-1314

Mortgage

Document Number	002024/150
Date	Jan 25, 2024
Book Page	2024/150
Instrument	2024 150

Lender

Name	THE HOME TRUST & SAVINGS BANK
Type	Bank
Address	OSAGE, IA 50461

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Dec 14, 2018
Property Address	620 PINE ST, OSAGE, IA 50461-1314
Document Number	2018/2562
Book / Page	2018 / 2562
Instrument Date	Dec 13, 2018
Instrument	2562
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 PINE ST, OSAGE, IA 50461-1314

Mortgage

Document Number	02018/2563
Date	Dec 14, 2018
Book Page	2018/2563
Instrument	2563

Lender

Name	HOME TRUST & SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	Osage City
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,540.00 (+1.03%) Homeowner's exemption	$171,270 (+6.06%) Land $11,550 Building $159,720	$171,270 (+6.06%) Land $11,550 Building $159,720
2024	$2,514.00 (+12.43%)
2023		$161,490 (+26.95%) Land $11,550 Building $149,940	$161,490 (+26.95%) Land $11,550 Building $149,940
2022	$2,236.00 Homeowner's exemption	$127,210 Land $11,550 Building $115,660
2021			$127,210 Land $11,550 Building $115,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	11 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Osage Municipal Utilities Cable	500 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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