720 Lakestone Rd, Union Hall, VA 24176 Property Records

Franklin County property record for 720 Lakestone Rd, Union Hall, VA 24176

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 4,402 sqft · built 2003
Lot Size	3.72 acres (162,392 sqft)
Owner	Individual Name on Record
Last Sale	$1,073,000 (Nov 2020)
Tax Bill	$6,231 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048 00-051 00`

Property Details

APN / Parcel Number

Primary APN	`048 00-051 00`
Alternative APN	`14449`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	4,402 sqft Living Area
Gross Area	8,780 sqft
1st Floor Area	2,590 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2011
Exterior Material	EIFS / Synthetic Stucco
Roof Type	Hip
Roof Material	Other
Lot Area	162,392 sqft (3.72 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	604 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	600 sqft
Porch	Slab
Porch Area	531 sqft
Deck Area	339 sqft
Patio Area	576 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	14449
Street Address	720 LAKESTONE RD
City	UNION HALL
State	VA
Zip	24176-4079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	RT 663-LAKESTONE ROAD RT 1109-NATURE LANE
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	3
Census Block	3020
Census Tract	20102

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 39, UNION HALL, VA 24176-0039
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Deed Document Number	20208957
Deed Book / Page	1150 / 2112
Record Updated	Sep 20, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Nov 9, 2020
Property Address	720 LAKESTONE RD, UNION HALL, VA 24176-4079
Document Number	0011502112
Book / Page	1150 / 2112
Map Reference	MB 1059 PG 595
Instrument Date	Nov 4, 2020
Instrument	200008957
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,073.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	720 LAKESTONE RD, UNION HALL, VA 24176-4079

Mortgage

Document Number	0011502115
Date	Nov 9, 2020
Book Page	1150/2115
Instrument	200008958

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.87%
Index	1-Year LIBOR
Max Rate	6.87%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,231.00 (-11%)	$1,449,200 (+26.26%) Land $222,800 Building $1,226,400	$1,449,200 (+26.26%) Land $222,800 Building $1,226,400
2023	$7,001.00	$1,147,800 (-) Land $215,800 Building $932,000	$1,147,800 (-) Land $215,800 Building $932,000
2022		$1,147,800 Land $215,800 Building $932,000	$1,147,800 Land $215,800 Building $932,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	31 units insured incl. 24 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lakestone Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures