699 Lakestone Rd, Union Hall, VA 24176 Property Records

Franklin County property record for 699 Lakestone Rd, Union Hall, VA 24176

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,916 sqft · built 1984
Lot Size	0.699 acres (30,448 sqft)
Owner	2 Individual Names on File
Last Sale	$726,000 (May 2020)
Tax Bill	$3,753 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048 02-062 00`

Property Details

APN / Parcel Number

Primary APN	`048 02-062 00`
Alternative APN	`14695`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,916 sqft Living Area
Gross Area	3,188 sqft
1st Floor Area	1,904 sqft
Basement Area	1,120 sqft
Finished Basement	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,448 sqft (0.699 acres)
Terrain	Rolling
View / Lot	Waterfront
Driveway	Concrete Driveway

Exterior Amenities

Porch	Slab
Porch Area	936 sqft
Deck Area	56 sqft
Balcony Area	12 sqft
Shed	1 Shed
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	14695
Street Address	699 LAKESTONE RD
City	UNION HALL
State	VA
Zip	24176-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLIDAY FARMS LOT 12
Legal Subdivision	HOLIDAY FARMS
Legal Lot Number	12
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	3
Census Block	3001
Census Tract	20102

Owner

699 Lakestone Rd is owned by two individuals who bought it in May 2020.

Source: Franklin County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	250 SHOREHAM DR, DANVILLE, VA 24541-5149
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2020 · Amount on File
Deed Sale	May 15, 2020 · Amount on File
Prior Sale	Sep 21, 2015 · Amount on File
Deed Document Number	20203234
Deed Book / Page	1139 / 1125
Record Updated	Sep 20, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 15, 2020
Property Address	699 LAKESTONE RD, UNION HALL, VA 24176-3741
Document Number	0011391125
Book / Page	1139 / 1125
Map Reference	MB 4 PG 10
Instrument Date	May 6, 2020
Instrument	200003234
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	250 SHOREHAM DR, DANVILLE, VA 24541-5149

Mortgage

Document Number	200003235
Date	May 15, 2020
Instrument	200003235

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 699 Lakestone Rd was $3,753.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,753.00	$872,800 Land $262,000 Building $610,800	$872,800 Land $262,000 Building $610,800
2023	$4,008.00	$657,200 (-) Land $255,000 Building $402,200	$657,200 (-) Land $255,000 Building $402,200
2022		$657,200 Land $255,000 Building $402,200	$657,200 Land $255,000 Building $402,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 699 Lakestone Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	31 units insured incl. 24 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 699 Lakestone Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DILLARDS HILL private · serves 755 people · EPA ID VA5067415
Water Source	Groundwater
Last State Inspection	Apr 2023
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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