645 LAKESTONE RD UNION HALL VA 24176, UNION HALL, VA 24176
Mortgage
Document Number
11302996
Date
Nov 25, 2019
Book Page
001130/002996
Instrument
7648
Lender
Name
CAPITAL CTRL LLC
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Nov 24, 2049
Interest
Rate Type
Fixed Rate
April 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
FRANKLIN VA
Recording Date
Apr 8, 2019
Property Address
645 LAKESTONE RD, UNION HALL, VA 24176
Document Number
0011201007
Book / Page
001120 / 001007
Instrument Date
Jan 15, 2019
Instrument
1984
Transaction Type
Transfer
Record Updated
May 15, 2019
Title Company
NOT AVAILABLE
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
611 LAKESTONE RD UNION HALL VA 241763741, UNION HALL, VA 24176-3741
Tax Assessment & Valuation
The 2025 property tax bill for 645 Lakestone Rd was $3,707, up 2.8% from the year before.
Source: Franklin County assessment roll, as of June 19, 2026
Property Jurisdictions
Type
Name
State
Virginia
County
Franklin County
Unified School District
Franklin County Public Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$3,707.00 (+2.77%)
$862,300 (-)Land $290,000Building $572,300
$862,300 (-)Land $290,000Building $572,300
2024
$3,607.00 (+0.36%)
$862,300 (+46.35%)Land $290,000Building $572,300
$862,300 (+46.35%)Land $290,000Building $572,300
2023
$3,594.00
$589,200 (-)Land $285,000Building $304,200
$589,200 (-)Land $285,000Building $304,200
2022
$589,200Land $285,000Building $304,200
$589,200Land $285,000Building $304,200
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 645 Lakestone Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 100 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
31 units insured incl. 24 condo units
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 645 Lakestone Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood
0.01% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
DILLARDS HILL private · serves 755 people · EPA ID VA5067415
Water Source
Groundwater
Last State Inspection
Apr 2023
Also Mapped Here
WESTERN VIRGINIA WATER AUTHORITY
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025