720 Forest Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 720 Forest Ave, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,861 sqft · built 1927
Lot Size	0.174 acres (7,600 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Mar 2024)
Tax Bill	$2,039 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`135D J 031`

Property Details

APN / Parcel Number

Primary APN	`135D J 031`
Alternative APN	`0000059325`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,861 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1985
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,600 sqft (0.174 acres)
Lot Dimensions	152 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000059325
Street Address	720 FOREST AVE
City	CHATTANOOGA
State	TN
Zip	37405-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 2 BLK KILL R OTTINGER SUB PB6 PG31
Legal Subdivision	OTTINGER R
Legal Block	KILL
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1014
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 FOREST AVE, CHATTANOOGA, TN 37405-2716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KNOCK LENDING LLC
Mar 25, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 28, 2019	Correction Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC
Oct 11, 2019	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2024 · Amount on Record
Deed Sale	Mar 25, 2024 · Amount on Record
Prior Sale	Oct 28, 2019 · Amount on Record
Deed Document Number	2024139
Deed Book / Page	13545 / 81
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	720 FOREST AVE, CHATTANOOGA, TN 37405-2716
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000124
Date	Nov 9, 2023
Book Page	13445/405
Instrument	2023110900124

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	6 Months
Due	May 8, 2024

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 25, 2024
Property Address	720 FOREST AVE, CHATTANOOGA, TN 37405-2716
Document Number	0000000139
Book / Page	13545 / 81
Map Reference	MB 6 PG 31
Instrument Date	Mar 22, 2024
Instrument	2024032500139
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,497.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 FOREST AVE, CHATTANOOGA, TN 37405-2716

Mortgage

Document Number	0000000140
Date	Mar 25, 2024
Instrument	2024032500140

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2039

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 28, 2019
Property Address	720 FOREST AVE, CHATTANOOGA, TN 37405-2716
Document Number	1028000054
Book / Page	011800 / 000545
Instrument Date	Oct 24, 2019
Instrument	191028000054
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

Amount	Amount Recorded
Tax	$1,537.35
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 FOREST AVE CHATTANOOGA TN 374052716, CHATTANOOGA, TN 37405-2716

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 11, 2019
Property Address	720 FOREST AVE, CHATTANOOGA, TN 37405-2716
Document Number	1011000211
Book / Page	011787 / 000305
Instrument Date	Oct 10, 2019
Instrument	191011000211
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,535.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 FOREST AVENE CHATTANOOGA TN 37405, CHATTANOOGA, TN 37405

Mortgage

Document Number	1011000212
Date	Oct 11, 2019
Book Page	011787/000308
Instrument	191011000212

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,039.00 (-5.38%)	$134,550 (+39.65%)	$538,200 (+39.65%) Land $225,000 Building $313,200
2024	$2,155.00	$96,350 (-)	$385,400 (-) Land $150,000 Building $235,400
2023	$2,155.00	$96,350 (-)	$385,400 (-) Land $150,000 Building $235,400
2022	$2,155.00	$96,350	$385,400 Land $150,000 Building $235,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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