724 Forest Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 724 Forest Ave, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,132 sqft · built 1930
Lot Size	0.238 acres (10,381 sqft)
Owner	Individual Name on Record
Last Sale	$583,625 (Jun 2021)
Tax Bill	$3,013 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`135D J 001`

Property Details

APN / Parcel Number

Primary APN	`135D J 001`
Alternative APN	`0000059295`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,132 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1983
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,381 sqft (0.238 acres)
Lot Dimensions	152 ft deep x 68.3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000059295
Street Address	724 FOREST AVE
City	CHATTANOOGA
State	TN
Zip	37405-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 1 R OTTINGER SUB PB6 PG31 REV 62-348
Legal Subdivision	OTTINGER R
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1014
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	724 FOREST AVE, CHATTANOOGA, TN 37405-2716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK
Jul 12, 2024	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Oct 4, 2023	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Jun 11, 2025	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 29, 2021	Warranty Deed, Transfer MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	May 31, 2011 · Amount on Record
Deed Document Number	0012547375
Deed Book / Page	12547 / 375
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Jul 16, 2026
Property Address	724 FOREST AVE, CHATTANOOGA, TN 37405-2716
Document Number	0000000017
Book / Page	14370 / 791
Instrument Date	Jul 8, 2026
Instrument	202617
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 FOREST AVE, CHATTANOOGA, TN 37405-2716

Mortgage

Document Number	0000000017,
Date	Jul 16, 2026
Book Page	14370/791
Instrument	202617

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2056

Interest

Rate	6.52%
Max Rate	-1%

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	724 FOREST AVE, CHATTANOOGA, TN 37405-2716
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 FOREST AVE, CHATTANOOGA, TN 37405-2716

Mortgage

Document Number	0000000016
Date	Jul 12, 2024
Book Page	13646/973
Instrument	2024071200016

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	724 FOREST AVE, CHATTANOOGA, TN 37405-2716
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 FOREST AVE, CHATTANOOGA, TN 37405-2716

Mortgage

Document Number	0000000135
Date	Oct 4, 2023
Book Page	13416/424
Instrument	2023100400135

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	724 FOREST AVE, CHATTANOOGA, TN 37405-2716
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 FOREST AVE, CHATTANOOGA, TN 37405-2716

Mortgage

Document Number	0000000010
Date	Jun 11, 2025
Book Page	13948/846
Instrument	2025061100010

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 29, 2021
Property Address	724 FOREST AVE, CHATTANOOGA, TN 37405-2716
Document Number	0000000338
Book / Page	12547 / 375
Map Reference	MB 9408 PG 684
Instrument Date	Jun 29, 2021
Instrument	2021062900338
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,159.41
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 FOREST AVE, CHATTANOOGA, TN 37405-2716

Mortgage

Document Number	0012547378
Date	Jun 29, 2021
Instrument	12547/378

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,013.00 (-3.46%)	$198,825 (+42.53%)	$795,300 (+42.53%) Land $281,300 Building $514,000
2024	$3,121.00	$139,500 (-)	$558,000 (-) Land $187,500 Building $370,500
2023	$3,121.00	$139,500 (-)	$558,000 (-) Land $187,500 Building $370,500
2022	$3,121.00	$139,500	$558,000 Land $187,500 Building $370,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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